What is the process for employees to transfer to personal health insurance?

Legal analysis: First, go through the formalities of stopping the medical insurance for employees. After the termination (termination) of the labor contract or resignation with the unit, if the handling personnel of the unit have stopped insurance, they can directly apply to participate in the residents' medical insurance. Go to the community social security office where you live to pay residents' medical insurance. Every year, medical insurance and pension expenses need to be paid in full to the online bank card. According to the relevant laws and regulations, the specific procedures for converting employee medical insurance into resident medical insurance are as follows: First, employee medical insurance must be stopped; To pay residents' medical insurance in the community where you live, you need to provide the household registration book, the original and copy of your ID card, and so on. First, if there is a receiving unit, the unit shall handle the medical insurance procedures. If there is no receiving unit, the individual shall pay the insurance premium within three months after the termination of the original basic medical insurance relationship. If the payment of medical insurance is cut off for three months, the continuous payment period of medical insurance will be cleared, and some places will affect the purchase of a car and a house. At the same time, if you pay off, you won't be able to enjoy medical insurance benefits, and there will be a certain waiting period, so don't pay off. Second, when handling the transfer of medical insurance relationship, the three medical insurance relationships can be freely converted. The three medical insurance relationships refer to the basic medical insurance for urban workers, the basic medical insurance for urban residents and the new rural cooperative medical system. If you become a freelancer after leaving your job, you can choose to continue to pay employee medical insurance or insure resident medical insurance. After the transfer of medical insurance relationship, you can enjoy the corresponding treatment from the next month. Medical expenses occurred in the process of handling the formalities, and if the insurance payment is made within the prescribed 3 months, the transfer agency shall pay the relevant medical expenses according to the regulations. For those who have not been insured for more than 3 months, the transfer agency will not pay the medical expenses during the unpaid period.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.