Social security can apply for a refund.

The old-age insurance before retirement age can be refunded, but only the money you originally paid can be refunded. All the money paid by the unit has been put into the overall account, and no penny can be refunded.

The refund process is as follows:

1, units or individuals bring information to the local tax service hall for tax refund;

2, the local tax service counter trial, print the "social insurance fee refund application form", the insured units or individuals social insurance fee refund details as an acceptance certificate;

3, the local tax authorities to verify the refund, and the labor department to issue benefits;

4. Get a refund.

What do you mean by five insurances and one gold?

One of the five insurances and one gold represents the housing accumulation fund. This social security benefit is paid jointly by the employee and the company, generally at 5%- 12% of the monthly salary. Many people don't understand the use of housing provident fund. In fact, the housing accumulation fund can be used as the invisible wealth of employees. When employees need to buy a house, they can use the housing provident fund to deposit and loan interest. When buying a house, the maximum amount of personal loans is generally around 500,000, which is basically the same among cities. Take the loan for 30 years as an example. When the housing provident fund is not used, the loan interest rate is generally around 5.63%, and the final repayment price is above10 million yuan. The interest rate of loans using the housing provident fund was greatly reduced, only 3.25%, and the final repayment amount was in the early 780 thousand.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 7

The administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties. The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.