What if social security is interrupted for two years?

If it is insured in the name of an individual, the missed payment cannot be refunded. Only because of the company's omission can it be paid back, and five insurances must be paid back. If the unit does not declare (does not open an account), it can only pay the pension; After paying for a period of time, you can find an agent to pay the interruption fee.

Social security broke off for two years and can be accumulated to a new unit to pay social security again. Old-age insurance needs to be paid at least 15 years, and you can receive a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement. Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. Medical insurance is interrupted, and medical insurance benefits cannot be enjoyed during the interruption. Medical insurance has a buffer period from the date of interruption, and if it is renewed within 3 months after the interruption, it is regarded as continuous insurance; If the insurance is stopped for more than 3 months and then renewed, it will be regarded as renewed insurance, and the medical insurance benefits will be enjoyed according to the new insurance, and the continuous insurance payment time will be recalculated. The payment period before the insured employees stop insurance can be included in the cumulative payment period.

Social security can continue to be paid when it is broken. No matter how many years you have been broken, you can still get a pension as long as you can pay 15 years before retirement. After the social security is broken, the account will be sealed, and the new company can directly renew the insurance for you. As for the gap in the middle, it can be filled or not.

Once the social security payment is cut off, it will not only affect the "long-term" results of the insured's payment period accounting and social security benefits, but also affect the insured's short-term plans to buy a house, a car and settle down in some cities.

If the employer or the insured fails to pay the medical insurance premium in full for three consecutive months or more, the medical insurance benefits shall be calculated according to the new insured, in addition to paying all the medical insurance premiums and late fees.

Legal basis: Article 86 of the Social Insurance Law: If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.