Is social security 15 cumulative or continuous?

Social security payment 15 years means that the cumulative payment time reaches 15 years, rather than continuous payment. Individuals at different working stages, even if there is a gap between them, can meet the relevant social security treatment conditions as long as the accumulated payment time is more than 15 years. For example, if a person works in a different company, he may suspend payment due to changing jobs or other reasons, but as long as the final accumulated payment time reaches 15 years, it is considered to be in compliance with the regulations. This policy is beneficial to flexible employees and people who frequently change jobs, and ensures that social security rights and interests will not be affected by discontinuous payment.

Payment rules of social security:

1, payment period: the payment period of social security usually refers to the accumulation of time for individuals to participate in social insurance and pay social security fees monthly;

2. Cumulative calculation: the cumulative social security years include the payment time of individuals in different work units, which is not affected by changes in units;

3. Interruption: if the social security payment is interrupted in the middle, the interruption period is not included in the cumulative period, but it can be recovered through supplementary payment;

4. Transfer and connection: when individuals work in different regions, social security relations can be transferred and connected to ensure the continuity of payment years;

5. Retirement conditions: The social security payment period is one of the conditions that affect retirement, and it is usually directly related to the calculation and payment of pensions.

To sum up, social security payment 15 years refers to the cumulative payment time, and it is not necessary to continue, so as to adapt to people with flexible employment and frequent job changes, ensure that social security treatment conditions can be met even if it is interrupted, and ensure that personal social security rights and interests will not be damaged by the interruption of payment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.