How do individuals pay social security? How much social security does an individual have to pay every month?

1. How do individuals pay social security?

If you hold a local account, you can go through the social security transfer formalities at the social security bureau where the account is located and renew your insurance in a personal way; If you are not a local hukou or a rural hukou, you should transfer to a new unit to renew your social security. Individuals who pay social security and medical insurance need to choose to re-open an account and apply to the social security bureau where the account is located. Paying social security and medical insurance can bring you some protection, but it is not perfect. You can buy suitable commercial insurance and add more insurance for yourself.

Personal social security is generally not as cost-effective as a company, so if you want to be the most cost-effective, find a company that pays social security, because the company's social security is not only pension and medical insurance.

Second, how much social security do individuals have to pay each month?

Ordinary individuals pay social security, old-age insurance and medical insurance at their own expense. The specific payment should be determined according to the local social security payment base. According to different payment registration and payment ratio. The social security payment base is the local average social wage in the previous year. Individuals can choose 60%, 80%, 100%, and the payment ratio is 20%.

For example, the local pension insurance payment base is 5,000 yuan, and 60% of the payment ratio is selected, so 5000 * 60% = 3,000 yuan, the flexible employment pension insurance payment ratio is 20%, and 3000*20% is 600 yuan, so the monthly pension insurance payment amount is 600 yuan.

Medical insurance has 4% and 8% payment standards. According to the payment base of 5,000 yuan, the monthly payment will be made in 200 yuan or 400 yuan. Plus the medical insurance cost of serious illness, the medical insurance cost for one year is about 2600 yuan. So individuals pay social security at their own expense. According to the above example, the total cost of a year is about 9800 yuan.

3. What are the projects that pay social security at their own expense?

Five insurances and one gold include endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. If employees are enterprises and institutions, five insurances and one gold need to be paid in full. Paying social security at one's own expense only needs to pay two of them: endowment insurance and medical insurance.

Therefore, ordinary individuals pay social security at their own expense, but pay endowment insurance and medical insurance. The specific payment should be determined according to the local social security payment base.

There are two payment standards for medical insurance: 4% and 8%. According to the payment base of 5,000 yuan, the monthly payment in 200 yuan or 400 yuan will cost about 2,600 yuan for one year. So individuals pay social security at their own expense. According to the above example, the total cost of a year is about 9800 yuan.