Can medical insurance pay for previous years?

Of course. Units and individuals to pay medical insurance premiums to pay the annual average wage of the city and the basic medical insurance rate to determine. How to record personal account amount after paying medical insurance premium;

If the medical insurance relationship was interrupted in that year and the insurance was renewed in that year, the personal account amount will not be adjusted; If the medical insurance relationship is interrupted for more than 1 year, it will be credited to the personal account amount from the payment month to the end of the medical insurance year in advance, and the personal account amount during the payment period will be credited to the personal account in one lump sum according to the age proportion of the employees at the time of payment when the medical insurance year is carried forward. If the medical insurance premium is paid back in accordance with the regulations at retirement, the personal account will not be adjusted in that year. When the medical insurance is carried forward to the account at the end of the year, it will be included in the personal account according to 3.5% of the payment base.

Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Derivative problem:

What is the proportion of medical insurance reimbursement?

The proportion of medical insurance reimbursement is: elderly people over 70 years old, other urban residents, and those who have incurred medical expenses of less than 6,543,800 yuan (students and children: 6,543,800 yuan) that are within the scope of reimbursement, and the proportion of reimbursement for the threshold of tertiary hospitals in 500 yuan is 50% (students and children: 55%); The qifubiaozhun for secondary hospitals is 300 yuan, and the reimbursement rate is 60%; The reimbursement rate of first-class hospitals is 65%.