What is the difference between urban and rural social security and flexible employment social security?

What is the difference between urban and rural social security and flexible employment social security?

What is the difference between urban and rural social security and flexible employment social security?

There are differences between urban and rural social security and flexible employment social security in terms of insured persons, payment standards and treatment enjoyment.

I. Insured personnel

Urban and rural social security: the insured persons include rural residents, urban residents, students, children and those who enjoy urban subsistence allowances.

Social Security for Flexible Employees: Insured employees mainly participate in social insurance as flexible employees, including freelancers and individual industrial and commercial households.

Second, the payment standard

Urban and rural social security: the payment standard is usually set by the local government according to the local economic situation and the income level of residents, including individual contributions and government subsidies. Individual contributions are paid annually, and government subsidies are subsidized according to the age of the insured and the payment period.

Social security for flexible employees: The payment standard is usually stipulated by local social insurance agencies according to local social insurance policies, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The payment standard varies according to the types of insurance and regions. General endowment insurance is 20% of the salary base, and medical insurance is 4.2% of the salary base.

Third, enjoy the treatment.

Urban and rural social security: the insured can enjoy basic social insurance benefits such as pension, medical care and unemployment, including pension, medical insurance reimbursement and unemployment insurance.

Social security for flexible employees: insured persons can enjoy corresponding social insurance benefits, but the specific treatment standards are different from urban and rural social security. For example, in terms of pensions, the calculation and payment standards of flexible employees are usually different from those of urban and rural residents.

To sum up, there are differences between urban and rural social security and flexible employment social security in terms of insured persons, payment standards and treatment enjoyment, and they need to be selected according to their own conditions. At the same time, no matter what kind of social insurance you participate in, you need to pay social insurance premiums on time to protect your social insurance rights.

Legal basis:

Article 20 of People's Republic of China (PRC) Social Insurance Law stipulates: "The state establishes and perfects a new rural social endowment insurance system. The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies. "

Article 23 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations."

Article 25 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. "

Article 44 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employees shall participate in unemployment insurance, and employers and employees shall pay unemployment insurance premiums in accordance with state regulations."