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What is the payment ratio of Linfen social security five insurances and one gold in 2022?

1. The payment ratio of five insurances and one gold in Linfen is 1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account). 2. Proportion of medical insurance payment: unit 10%, individual 2%+3 yuan 3. Unemployment insurance payment ratio: unit 1%, individual 0.2%; 4. Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and the individual does not pay; 5. Maternity insurance payment ratio: the unit pays 0.8% for you every month, and the individual does not pay; 6. Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. Second, what are five insurances and one gold? It refers to several kinds of security benefits provided by employers to workers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Endowment insurance, medical insurance and unemployment insurance, these three kinds of insurance and housing accumulation fund are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay. Paying social insurance is a compulsory requirement of the state, and the provident fund is determined according to the benefits of enterprises. If the benefit is not good, you can determine the proportion by yourself, which does not belong to the category of social insurance. The role of five insurances and one gold: 1. Old-age insurance is for providing for the elderly, and workers can receive pensions when they reach the legal retirement age; 2. Medical insurance is used for medical reimbursement when employees are sick; 3. Unemployment insurance is to receive living expenses after employees are unemployed; 4. Maternity insurance is a maternity reimbursement and related treatment for employees when they give birth; 5. Work-related injury insurance refers to the payment of medical expenses or compensation for work-related injuries for employees who have suffered work-related injuries; 6. Housing accumulation fund is housing reform. Enterprises and employees each pay a certain amount of housing provident fund, and those who meet the extraction conditions can be withdrawn, and the purchase of commercial housing can also enjoy lower housing loan interest, reducing the economic burden of employees.