Xiangyang social security payment standard list

Xiangyang social security payment standard ratio is as follows:

1, endowment insurance

(1) unit pays 20%;

(2) The proportion of individual contributions is 8%;

2. Medical insurance

(1) The unit contribution ratio is 9%+1%;

(2) The proportion of individual contributions is 2%+3;

3. Unemployment insurance

(1) unit contribution ratio is1%;

(2) The individual contribution rate is 0.2% (note: agricultural registered permanent residence does not pay fees);

4. Maternity insurance

(1) The unit contribution ratio is 0.8%;

(2) Individuals do not pay fees;

5. Work injury insurance

(1) The unit contribution ratio is 0.8%;

(2) Individuals do not pay fees;

6. Reserve fund

(1) unit contribution rate is12%;

(2) The proportion of individual contributions is 12%.

Social security includes the following details:

1, endowment insurance

The minimum payment period must reach 15 years, and the pension can only be received after the retirement year;

2. Medical insurance

The minimum payment for men is 25 years, and that for women is 20 years. After retirement, they can enjoy medical insurance benefits for life.

3. Work injury insurance

Work-related injuries can enjoy work-related injury insurance benefits;

4. Unemployment insurance

You can apply for unemployment insurance after paying unemployment insurance premiums for one year before unemployment;

5. Maternity insurance

Pay maternity insurance premium for one year before giving birth, and enjoy maternity insurance benefits when giving birth;

6. One gold is the housing accumulation fund.

With this guarantee, you can enjoy a lower loan interest rate when buying a house, which can save a lot of money.

To sum up, the payment standard of social security cannot be separated from two core elements, one is the payment ratio and the other is the payment base. The final calculation formula of payment standard is: the payment ratio of five insurances and one gold is multiplied by the payment base of five insurances and one gold.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.