How to merge retirement and social security?

How to merge retirement and social security?

In real life, due to work, study and other reasons, many people will pay social insurance in different cities or even different countries. However, when these people reach retirement age and are ready to receive pensions, they may face the problem of how to combine the social security contributions paid in many places.

First, the necessity of social security integration

First of all, we need to understand why we should merge the social security paid by many places. Social security is a social insurance system established by the state to ensure that workers get necessary protection in the case of old age, illness, work injury and unemployment. Paying social security in multiple places may lead to the following problems:

Confusion in account management: opening social security accounts in many places will make account management very confusing, which is not conducive to personal account management and inquiry.

Pension calculation is difficult: paying social security in many places will make the calculation of pension very difficult and complicated.

Transfer procedures are cumbersome: social security transfer in different places requires complicated procedures, which is a huge burden for many people.

Therefore, it is very necessary to combine the social security paid by many places.

Second, the specific process of social security integration

Confirm the location of social security payment: First of all, you need to confirm the location of each social security payment, including the city and the specific payment unit.

Prepare relevant materials: After determining the location of social security payment, you need to prepare relevant materials, including ID card, social security card, proof of payment, etc.

Go to the local social security bureau: bring relevant materials to the local social security bureau for consultation.

Submit an application: submit an application at the local social security bureau and fill in the relevant forms as required.

Waiting for review: the local social security bureau will review the application and wait for the review result.

Receive a pension: If approved, you can receive a pension.

It should be noted that the specific merger process may vary from region to region, and it is recommended to consult the local social security bureau or relevant departments before handling it.

Third, the impact of social security integration.

Clear account management: after the merger, account management can become clear and convenient for inquiry and management.

Simplification of pension calculation: after the merger, the calculation of pension can be simplified and easy to calculate and pay.

Simplification of transfer procedures: After the merger, the social security transfer procedures between different cities can be simplified and handled conveniently.

Fourth, matters needing attention

Before social security is merged, it is necessary to know the policies and regulations of each payment place in order to handle it better.

In the process of handling, it is necessary to provide accurate personal information and proof of payment to ensure the accuracy and legality of handling.

When you receive a pension, you need to know the local policies and regulations in order to get it better.

If you encounter any problems or difficulties in the process of handling, you can consult the local social security bureau or relevant departments for help in time.

To sum up, how to merge when retirement pays social security is a very important issue. By understanding and mastering the correct handling process and matters needing attention, the handling process can be more smooth and effective. At the same time, it can also ensure that personal rights and interests are better protected and realized.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.