Who is generally responsible for social insurance?

Legal analysis: 1. Social insurance premiums are generally borne by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth, which is actually a tax.

2. Social security, which is what we call social insurance, is generally shared by the state, the employer and the insured. Social insurance is an institutional arrangement imposed by the government to distribute wealth. In fact, it is a kind of tax, the amount of payment and the charging base * the proportion of payment.

3. The proportion of social security contributions is generally as follows: endowment insurance: enterprise units: adhere to the principle of combining social pooling with individual accounts, and the insurance premiums are shared by the units and employees. Among them, the proportion of corporate social pooling contributions is about 20% of the total wages of enterprises, and the proportion of individual contributions of employees is 8%. The contribution ratio of freelancers, owners of individual industrial and commercial households in cities and towns, and subsequent payers who terminate labor relations is 20%. Institutions: The regulations on rates vary from region to region, which are specifically approved by social security institutions. Medical insurance: the basic medical insurance is based on the principle of combining social pooling with individual accounts, and the insurance premium is shared by both employers and employees.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law. Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.