Low-cost housing comes with medical insurance?

Low-cost housing comes with medical insurance

In our country, low-cost housing as a kind of social security nature of housing, mainly to solve the problem of urban low-income families with housing difficulties. On the question of whether the low-cost housing comes with medical insurance, we first need to make it clear that medical insurance is an independent part of China's social security system, and housing security are two different but interrelated systems. Currently, there is no national regulation that says families living in low-cost housing will automatically receive medical insurance. Medical insurance usually requires residents to apply and pay for it themselves at the local social security department.

However, as a social welfare policy, the government often subsidizes or gives concessions on medical expenses to such low-income families to ease their burden of living while implementing low-rent housing programs. But this does not mean that low-cost housing comes with medical insurance.

Low-cost housing refers to the government's provision of housing of a social security nature in the form of rent subsidies or in-kind rent allocation to families that meet the minimum living standards for urban residents and have housing difficulties. It is an ordinary residence built by the state and local governments to solve the housing difficulties of urban families with low and medium economic incomes, and is of a social welfare nature.

Medicare is a social insurance system established to compensate workers for the economic losses caused by the risk of illness. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person sick visit medical expenses incurred by the medical insurance agency to give a certain amount of economic compensation, in order to avoid or alleviate the workers due to illness, treatment and other economic risks.

In summary, low-cost housing does not come with medical insurance. Families living in low-cost housing still need to apply for and pay for their own medical insurance in accordance with state regulations. At the same time, they may enjoy some subsidies or concessions on medical expenses provided by the government.

Legal basis:

Article 5 of the Social Insurance Law of the People's Republic of China stipulates that employers and individuals within the territory of the People's Republic of China shall pay social insurance premiums in accordance with the law. Individuals enjoy social insurance benefits in accordance with the law.

Article 24 of the Regulations of the People's Republic of China on the Minimum Subsistence Guarantee for Urban Residents stipulates that the State shall establish and improve a system of minimum subsistence guarantees for urban residents, so as to safeguard the basic livelihood of urban residents. The minimum living standard for urban residents shall be determined by the people's governments of the provinces, autonomous regions and municipalities directly under the central government in accordance with the basic needs of the residents in the region and their financial capacity, and shall be adjusted in due course.

The above legal provisions show that health insurance is part of the social insurance system, and housing security are two separate systems. Families living in low-cost housing must enroll in and pay for their own health insurance in accordance with the law.