Shenzhen ordinary social security retirement can get how much money

The amount of pension you can get after retiring from Shenzhen's general social security is calculated based on a number of factors such as the contribution base, the number of years of contribution and the Shenzhen pension calculation method during the individual's employment. The exact amount varies from person to person and cannot be generalized.

One, the composition of the Shenzhen social security pension

Shenzhen social security pension mainly consists of two parts: the basic pension and personal account pension. The basic pension is calculated based on the number of years of contributions and the contribution base, while the personal account pension is calculated based on the account balance accumulated by individual contributions.

Second, the factors affecting the amount of pension

Contribution base: the higher the contribution base of an individual during his working life, the higher the amount of pension he can get after retirement.

Contribution period: the longer the individual's contribution period, the higher the amount of pension he/she can get after retirement.

Pension calculation method: Shenzhen's pension calculation method will be adjusted according to factors such as social and economic development and population aging, which will affect the amount of pension you can get after retirement.

Three, how to increase the amount of pension

Increase the contribution base: During the period of employment, individuals can choose to increase their contribution base, thus increasing the amount of pension they can get after retirement.

Extending the number of years of contributions: Individuals can choose to extend the number of years of contributions they have made in order to increase the amount of pension they can receive after retirement.

Attention to changes in pension policy: Individuals should pay attention to the changes in Shenzhen's pension policy and keep abreast of the latest pension calculation methods in order to rationally plan their retirement life.

In summary:

The amount of pension you can get after retiring from Shenzhen's general social security system is calculated based on a number of factors, such as the base amount of contributions you have made during your working life, the number of years you have contributed to the system, and Shenzhen's pension calculation methods. Individuals can increase the amount of pension they can receive after retirement by increasing their contribution base, extending the number of years of contribution, and paying attention to changes in pension policy.

Legal basis:

The Law of the People's Republic of China on Social Insurance

Article 16 stipulates that: Individuals who have participated in basic old-age pension insurance will receive a monthly basic old-age pension if they have made contributions for a cumulative total of fifteen years by the time they reach the legal retirement age. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Shenzhen Social Pension Insurance Regulations

Article 21 stipulates that: if a person has not paid all the pension insurance premiums before reaching the statutory retirement age, the person's pension insurance relationship and the amount of the individual account savings will be transferred to the social insurance agency in the place where the household registration is located when the person reaches the statutory retirement age; if no social insurance agency has been set up in the local area, the amount of the individual account savings will be paid to the person himself or herself and his or her pension insurance will be terminated in accordance with the provisions of Article 25 of the Pension Insurance Regulations. the provisions of Article 25 to terminate their pension insurance relationship.