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Social security payment 13, what should I do in two years?
1, you can choose to continue to pay social security until you meet the minimum payment period 15 years; 2. When reaching the statutory retirement age, if the payment period is less than 15 years, it can be paid in one lump sum to 15 years; 3, you can also choose to transfer to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Protection of social security rights and interests:
1, pension insurance benefits: after the social security payment reaches 15 years, individuals can receive pensions when they reach the statutory retirement age;
2. Medical insurance reimbursement: social security insured persons can enjoy medical expenses reimbursement when seeking medical treatment;
3. Receive unemployment insurance benefits: Once the eligible insured is unemployed, they can apply for unemployment insurance benefits;
4. Compensation for work-related injury insurance: if the insured person is injured at work, he can get compensation for work-related injury insurance;
5. Maternity insurance benefits: eligible insured women can receive maternity insurance benefits when giving birth.
To sum up, if an individual has paid social security for 13 years, but still owes two years to reach the minimum payment period, the solutions include continuing to pay social security for 15 years, once reaching retirement age, making up the difference, or transferring to the new social endowment insurance for rural or urban residents, so as to ensure that they can get the pension insurance benefits that meet the requirements of the State Council.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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