Is it cost-effective to pay social security?

1) Linked companies and flexible employees pay social security, and the payment base range can be different. Flexible employment allows you to choose the payment base of 60%~300%, and also allows flexible employees to pay social security. And enterprise social security must go according to the salary.

2) Associated enterprises pay social security, and individuals need to pay all enterprise and individual contributions. Self-employed and flexible employees only need to pay their own social security.

Looking for a company to pay social security fees:

Endowment insurance: 16% unit, 8% individual, total 24%.

Medical insurance: 6% for units and 2% for individuals, totaling 8% (there are differences in different places).

Work-related injury insurance: 0.5% for the unit (different industries pay different fees), and 0.5% for the individual.

Maternity insurance: the unit pays 1%, and the individual does not pay, totaling 1%.

The cost of affiliated payment is to pay 24%+8%+1%+0.5%+1%= 34.5% of social security fees every month.

Flexible employees pay social security fees:

Flexible employment to pay social security, only pension and medical insurance. It is said that some places can be handed over separately, and you can hand over whatever you want. We'll deal with everything here.

Endowment insurance: 20%, all borne by individuals. Medical insurance: according to 8%, all individuals shall bear it; There is also a 4% payment grade, the difference is that there is no personal account and you can't pay back the money every month. The cost of flexible employment payment is to pay 28% social security fee every month.

In contrast, the flexible employment payment method pays about 6.5% less social security fees than the affiliated payment. Pay two or three thousand yuan a year. In addition, subsidiaries must pay agency fees on a monthly or annual basis. And if it is paid by flexible employees, it saves this fee. In this way, another sum of money was saved after one year. For ordinary people, this is real money.

However, if the city where you work and your registered permanent residence are not the same city, you have no choice but to rely on a third-party company.

2. According to the policies of different provinces, in some provinces, if you want to retire at the age of 50, you can choose to pay social security by affiliated companies.