Job Recruitment Website - Social security inquiry - Will the money in Suzhou social security card be deducted if it is not used?

Will the money in Suzhou social security card be deducted if it is not used?

No, under normal circumstances, if you participate in employee medical insurance, but later stop paying because of resignation and other reasons, then the medical insurance account of the month after stopping paying will be sealed, and you will not be able to enjoy medical insurance benefits. Medical insurance is pay as you go. Judging from your current money, you can enjoy medical insurance benefits if you pay, but you can't enjoy it if you don't pay. The remaining money in the medical insurance card will be emptied and invalidated. During the closing period, the remaining money in the medical insurance card can still be used, which can be used to see a doctor in a designated medical insurance hospital and settled by card until the money in the medical insurance card is used up.

Personal account composition

Personal accounts consist of the following items:

1, the basic medical insurance premium paid by individual employees;

2, according to the provisions of the basic medical insurance premium paid by the employer included in the personal account;

3. Interest on the amount stored in the personal account;

4. Other funds incorporated into personal accounts according to law.

As can be seen from the above, the money in Suzhou social security card will not be deducted if it is not used.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state according to law, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with the provisions of national laws and shall be credited to the basic old-age insurance pooling fund and personal account respectively.