How to pay personal social security in Foshan

In fact, local social security bureaus can receive the personal social security of local household registration personnel, and can directly handle personal medical insurance and endowment insurance at the social security bureau. Just bring your ID card and household registration book to the Social Security Bureau window to apply, and then bind the bank card to pay the fee. However, Foshan's personal social security is required by household registration, and foreigners cannot directly go through the formalities of personal social security. .

Personal social security refers to what we usually call participating in social insurance in the name of individuals. According to the document, it should be "individual workers and freelancers who participate in social insurance". Personal social security is the basic guarantee for future life.

Social security is the guarantee of future life, and the state encourages those who have the conditions to pay social security.

It is very necessary for individuals to participate in social security in order to obtain the most basic social security, so the precautions for individuals to participate in social security:

1. You can only participate in pension, unemployment and medical insurance, but you can't participate in work injury and maternity insurance.

2, the insured for the first time to pay 6 months after the occurrence of serious illness medical expenses, can enjoy the treatment of serious illness medical insurance. The insured who participates in medical insurance for serious illness must pay the fee continuously without interruption. If it is not paid within three months, it shall be regarded as intermittent payment. If the payment has been continuous for 5 years before the interruption and the medical expenses for serious illness have not been reimbursed, the time before and after the re-payment will be calculated continuously; If the payment is less than 5 years or over 5 years, but the medical insurance for serious illness is enjoyed, when the payment is made again, the medical expenses for serious illness occurring after 6 months shall enjoy the medical insurance for serious illness according to the provisions of these measures. Moreover, if the one-time hospitalization expenses only exceed 1300 yuan, the outpatient and emergency expenses will not be reimbursed.

3. If you don't use the 18 ID card when handling the "medical insurance debit card" of the bank, please change it at the bank in time and register with the employment agency or talents, otherwise the social security center will not be able to transfer money normally.

4. Ensure that the deposit in the "medical insurance debit card" of the bank is sufficient for deduction, and there is at least a balance of 10 yuan after deduction.

5. Please receive the "Medical Insurance Manual of this Municipality" within 2 months after completing the insurance procedures. If you haven't received the medical manual for more than 6 months, you need to reapply (it takes 1-2 weeks).

6. Every April, the insurance base will change, and the cost will also change. It is suggested that the balance in the bank's "medical insurance debit card" should not be lower than that in 400 yuan before April every year, and you can go to the bank to print the statement at the end of April to understand the payment standard for the new year.

7. Personal archivists are in arrears in the first and second months of three consecutive months. According to the policy, the basic medical care in the second and third months was temporarily suspended. For example, before 10 of the last month of the third month of continuous payment, the suspended medical insurance benefits will be resumed after all the expenses are paid.

8. For personal reasons, if you fail to deposit enough cash in the bank's "medical insurance debit card" before 10 for three consecutive months, and you are in arrears for three consecutive months, the medical insurance benefits will be automatically interrupted, and the signed Agreement on Individual Entrusting Archivists to Pay Basic Medical Insurance Fees and Large Medical Mutual Fund will automatically become invalid.

9. After three months of continuous arrears and medical insurance interruption, if the archiving individual wants to continue to participate in the insurance, he/she needs to hold the medical insurance manual and the debit card statement issued by the bank, and go to the center to re-sign the Agreement on Personal Entrusting Archivists to Pay Basic Medical Insurance Fees and Large Medical Mutual Fund.

10, the basic medical insurance handled by the personal archivist is only responsible for the medical expenses incurred by the insured within the validity period of the medical insurance. The minimum payment for the first hospitalization in the same natural year is 1.300 yuan, and the minimum payment for the second hospitalization (including the second hospitalization) in the year is 650 yuan. The top line of the basic medical insurance co-ordination fund is 70,000 yuan in a natural year, and the maximum payment limit of the large medical mutual fund is 654.38+10,000 yuan in a natural year. The minimum reimbursement rate of the basic medical insurance pooling fund for the above part is 85%. Within one year, the accumulated medical expenses exceed the cap of the basic medical insurance fund (70,000 yuan), and 70% of the large medical expenses are paid by the mutual fund, and the personal burden is 30%. Outpatient service is not covered by reimbursement.

1 1. To enjoy medical insurance benefits after retirement, the cumulative years of actual payment and deemed payment before retirement must reach 25 years and 20 years respectively.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.