Does social security compensate for accidental death?

Accidental death does not enjoy social security compensation. Social security does not compensate for accidental death. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. If an employee dies in an accident at work, he/she can compensate the funeral subsidy and dependent relatives' pension according to the compensation standard of work-related injury insurance, in which the funeral subsidy is the average monthly salary of employees in the overall planning area for six months; The pension of the dependent relatives is 40% of the monthly pension of the spouse.

Medical expenses caused by diseases belong to the category of social security reimbursement, but not all medical expenses for self-funded drugs and imported drugs are not reimbursed, and they need to be reimbursed at their own expense. Medical expenses caused by accidents, except work-related injuries, are not included in the scope of social security reimbursement. I should take care of myself for falls and burns caused by my carelessness, while accidents caused by other people's responsibilities, such as traffic accidents, medical accidents and being attacked by gangsters, should be borne by the responsible party, which can be solved through consultation or legal channels, so it does not belong to the scope of social security compensation.

Legal basis: Article 39 of the Regulations on Industrial Injury Insurance.

If an employee dies at work, his close relatives shall receive funeral subsidies, dependent relatives' pensions and one-time work-related death subsidies from the industrial injury insurance fund in accordance with the following provisions:

(a) the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months;

(2) The pension for supporting relatives shall be paid to the relatives who provided the main source of livelihood before the death of the employee and were unable to work because of work according to a certain proportion of the employee's salary. The standard is: spouse 40%, other relatives 30%, widowed elderly or orphans 10%. The total approved pension of dependent relatives should not be higher than the salary of employees who died at work. The specific scope of supporting relatives shall be stipulated by the administrative department of social insurance of the State Council;

(three) the standard of one-time work death allowance is 20 times of the per capita disposable income of urban residents in the previous year.

If a disabled employee dies at work during the period of paid suspension, his close relatives shall enjoy the treatment stipulated in the first paragraph of this article.

If a disabled worker of Grade 1 to Grade 4 dies after the expiration of his unpaid leave, his close relatives may enjoy the treatment specified in Items (1) and (2) of the first paragraph of this article.