The difference between social security receiving unemployment benefits and not receiving unemployment benefits.

1, there is no difference between not receiving unemployment benefits and individuals not paying social security;

2. If the old-age insurance is not enough 15 years, you can pay social security yourself without receiving unemployment benefits. During the period of receiving unemployment benefits, only medical insurance is paid by unemployment insurance, and the other three insurances are interrupted. Unemployment insurance shows that you are receiving it.

3. If the registered residence of the unemployed is inconsistent with the insured place, according to the principle of voluntariness, the unemployment insurance relationship can be transferred to the registered residence, and then unemployment benefits can be received at the registered residence.

Personal transfer unemployment insurance relationship is divided into two categories:

First, on-the-job employees transfer unemployment insurance relations. In this case, it is necessary to issue unemployment insurance payment records in the unemployment insurance agency in the insured area, including: the unemployment insurance payment unit, the start and end time, and the proof that you did not enjoy unemployment insurance benefits in the local area.

The second is the transfer of unemployment insurance relationship after unemployment. In this case, it is necessary to contact the unemployment insurance agency in the insured place to transfer the unemployment insurance premium, vocational training fee, employment introduction fee and basic medical insurance premium paid by the unemployment insurance fund to the domicile, and the domicile will pay the unemployment insurance premium and basic medical insurance premium.

If you don't pay old-age insurance during the period of receiving unemployment benefits, the accumulated payment period of old-age insurance will be less, which will have an impact on retirement.

Unemployment insurance refers to the basic living expenses paid by unemployment insurance agencies to eligible unemployed people according to law, and it is a temporary compensation for unemployed people to lose their wage income during unemployment.

The purpose of unemployment insurance is to protect the basic needs of the unemployed. Unemployment insurance is paid from the unemployment insurance fund according to law. Retirement means that according to the relevant provisions of the state, workers quit their jobs because of old age, disability due to work or illness, complete loss of working ability (or partial loss of working ability). From 20 1 1 10, China will levy personal income tax on the one-time subsidy income obtained by individual early retirement.

Relevant government departments continue to release the policy intention of extending the retirement age. According to opinion polls, more than half of the respondents are opposed to extending the retirement age, and most people advocate retirement at the prescribed age.

Unemployed persons who meet the following conditions may receive unemployment insurance benefits and enjoy other unemployment insurance benefits according to regulations:

1, participate in unemployment insurance according to regulations, and the unit and I have fulfilled the payment obligation according to regulations for 1 year;

2. Unintentional interruption of employment;

3. Unemployment registration has been conducted according to legal procedures;

4. Have job requirements and be willing to accept vocational training and job introduction.

In the process of retirement, we mainly deal with the retirement of employee pension insurance and employee medical insurance, so it has little impact on the treatment of unemployment benefits, because unemployment benefits are mainly determined according to our unemployment insurance and have nothing to do with pension insurance and medical insurance, so it will not affect the treatment of our pension and retirement medical insurance.

The Development and Course of Endowment Insurance

However, everyone who has received unemployment benefits knows that during the two-year period of receiving unemployment benefits, or that you have not received unemployment benefits for two years, your old-age insurance will not be paid normally. In this case, your accumulated pension insurance will be reduced, which will really affect our pension benefits to a certain extent.

In fact, I believe that there are more people, which does not mean that the pension insurance is not allowed to be paid during the period of receiving unemployment benefits, which leads to the interruption of pension insurance. I believe that more people, especially the unemployed, will have their old-age insurance interrupted because of their financial ability. In other words, even after receiving unemployment benefits, they can flexibly pay basic old-age insurance. However, due to their poor economic conditions and lack of stable jobs and income, they are unwilling to pay the basic old-age insurance, which will lead to great losses in their accumulated payment years of old-age insurance.

If you don't participate in the basic old-age insurance normally in the future, you may have fewer years, so the pension level you get during retirement will be relatively low. Therefore, our pension is determined according to the number of years of old-age insurance, but it has nothing to do with receiving unemployment benefits. However, in the process of receiving unemployment benefits, many regions stipulate that it is not allowed to pay old-age insurance, so it will have such an impact, but if you are unwilling to pay old-age insurance, it will actually have little impact.

We meet the conditions for receiving unemployment benefits, so basically medical insurance will not be interrupted in the process of receiving unemployment benefits, because unemployment insurance covers the payment of medical insurance. Therefore, medical insurance can basically form a continuous payment. In the process of receiving unemployment benefits, your own medical insurance can also be fully enjoyed and will not be affected.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.