Job Recruitment Website - Social security inquiry - Can the money in the social security card be taken out after paying social security? How soon can it be taken out?
Can the money in the social security card be taken out after paying social security? How soon can it be taken out?
After taking it out, you can still pay social security here, but the previous accumulated years have been cleared. In the past two years, many people, especially female employees, began to regret taking it out. If you didn't take it at the beginning, the social security payment has accumulated 15 years, or even more. But it was because I was told that I had taken it out. By the retirement age of 50, the old-age insurance had not been paid for 15 years, which led to my inability to enjoy the pension in time.
Can the money in the social security card be withdrawn now?
First understand the two accounts paid by social security.
Speaking of this, we must understand the relevant rules of social security account payment. Our social security payment is divided into two parts, one of which is borne by the company and enters the overall account, and this part of the money does not belong to individuals; The other part is borne by the individual and enters the personal account. This share of money belongs to us personally. So the future pension is also composed of these two parts.
As for the social security paid in the name of sensitive employment, although it is all borne by individuals, a certain proportion of money will also enter the overall account.
Simply put, even if you want to withdraw the money from your social security card, you can only withdraw the money from your personal account.
Which types of insurance in social security have personal accounts?
The most common are endowment insurance and medical insurance. When you pay, some money will go into your personal account. In old-age insurance, individuals pay the most, while medical insurance is relatively less.
Usually, there is no way to withdraw the money from the personal account of endowment insurance, while the balance of the personal account of medical insurance can be deducted from the medical expenses.
Under what circumstances can I withdraw money from my social security card?
In addition to normal retirement to receive a pension, as long as there are two conditions, you can take out the money in the social security card.
First, when I reach retirement age, I can settle my personal account balance in my social security account if I still pay less than 15 years in case of delaying retirement and payment. Remember, it can only be a personal account, and don't be stubborn about what the company pays.
Second, the person who paid social security died unexpectedly, and his family can inherit the balance of his personal account in his social security card according to law.
Generally speaking, paying social security is a long-term guarantee, and the key point is to ensure our retirement life and daily medical reimbursement. So SLR has a way to pay in full. Don't get the wrong idea just because of this little money. It's really not cost-effective. Let's take a long-term view.
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