How much can I reimburse for having a second child?

The reimbursement standard of the second child maternity insurance is: the maternity insurance fund compensates the unit in the form of maternity allowance, and the maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning surgery 12 months. Those who meet the requirements of the state and enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan and perinatal health care subsidies in 700 yuan.

First, the second child birth insurance reimbursement standard

Anyone who meets the family planning regulations and gives birth to a second child can also enjoy the relevant maternity insurance benefits. If it is in line with the national family planning policy, that is, the birth certificate is issued, the maternity insurance is normally insured and meets the minimum payment period, and both maternity leave and maternity insurance benefits are enjoyed, the reimbursement process should be the same as that of the first child. The reimbursement standard of maternity insurance includes maternity allowance, expenses incurred by employees due to family planning operation and medical expenses incurred in childbirth according to different security items in maternity insurance. The reimbursement standards for the second child birth insurance are as follows:

1. The maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female workers who have been pregnant for more than 7 months (including 7 months) and delivered naturally or have been born prematurely for less than 7 months are entitled to 3 months of maternity allowance; In case of dystocia or cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months but less than 7 months are entitled to 1.5 months' maternity allowance, and those who have miscarried for pathological reasons within 3 months are entitled to 1 month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.

2. Maternity nutrition subsidies and perinatal health care subsidies. Female employees who meet the national regulations and enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan and perinatal health care subsidies in 700 yuan.

3. One-time maternity allowance: female employees who take part in maternity insurance in our company are unemployed, and if they give birth in accordance with family planning regulations during the period of receiving unemployment insurance benefits, they can enjoy one-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for dystocia multiple births, and 50% for male employees whose spouses are not included in maternity insurance and give birth to their first child in accordance with family planning regulations.

4. Maternity allowance shall be compensated by the unit, and my basic salary, bonus and welfare expenses shall be paid by the unit during the maternity leave of the insured female employees.

5, family planning operation fees, including due to the needs of family planning, the implementation of the placement (removal) of intrauterine devices, induced abortion, induced labor, skin burial, sterilization and recanalization surgery costs, included in the scope of maternity insurance fund settlement.

Second, the second child maternity insurance reimbursement conditions

Employees who enjoy the reimbursement conditions of the second child birth insurance shall meet the following conditions:

1. The employer has paid for employees for more than 1 year and continues to pay for employees.

2, in line with national and provincial population and family planning laws and regulations.

The application procedures for maternity insurance benefits for employees shall be handled by the employer with the relevant certificates issued by the local township (street) population and family planning institutions to the local social insurance agency. Among them, those who apply for maternity allowance or one-time maternity nutrition allowance shall also hold certificates of birth, death or termination of pregnancy.

This shows that the second child maternity insurance can be reimbursed, so it is necessary to go through some procedures to apply for maternity insurance during pregnancy, prepare the materials needed for reimbursement in advance, and follow the process.