How to receive the pension after retirement

Workers in line with the conditions of the pension insurance, you need to bring the appropriate materials to the local social security bureau for the receipt of pension procedures, the social security bureau will send the pension after successful hearing. First, how to get a pension after retirement social security retirement pension to receive: 1, participants in the legal retirement age one month before (special types of work, early retirement due to illness need to be three months in advance to apply for review or identification of labor capacity), by the participants or the unit of social security administrator to the social security agency to submit the retirement application information. 2, by the social security agency of the information provided by the participants to review, and eligible to receive monthly benefits. If the information provided by the participant is examined and approved by the social security agency and the participant meets the conditions for receiving monthly benefits, an Employee Retirement Certificate will be issued, and the basic pension will be paid monthly starting from the following month. 3. After the 15th day of the month following the month in which the participant receives the Employee Retirement Certificate, the participant will bring along his or her ID card, social security card, and retirement certificate to the designated bank to apply for a debit card to be used for the issuance of pension, and provide the account to the social security agency, which will make the monthly payment of the pension into the account designated by the participant. Second, the definition of pension insurance pension insurance is the state in accordance with the relevant laws and regulations, in order to solve the problem of workers in the state provisions of the termination of labor obligations of the labor age limit or due to old age and loss of working capacity and withdrawal from the workplace and the establishment of a social insurance system to protect their basic livelihood. The aim is to use social insurance as a means of safeguarding the basic needs of the elderly and providing them with a stable and reliable source of livelihood. Pension insurance automatically takes effect when the elderly within the scope of the law have "completely" or "basically" withdrawn from social and labor life. The term "complete" is characterized by the separation of the worker from the means of production, while the term "basic" refers to the fact that participation in productive activities is no longer a major part of social life. The legal age limit is the practical criterion. At the same time, the insured person can only receive a monthly basic pension and funeral allowance from the month following the approval of the administrative department of labor security if he/she meets the following two conditions, i.e.: he/she meets the retirement conditions stipulated by the state and has gone through the relevant formalities; and if he/she has contributed to the basic pension insurance premiums for a cumulative total of 15 years, he/she is entitled to receive a monthly basic pension and funeral allowance from the month following approval by the administrative department of labor security. The basic pension insurance premiums are paid by both the enterprise and the insured at different contribution rates***. Taking the ratio of pension insurance contribution in Beijing as an example: enterprises pay 16% of the total contribution base per month, and employees pay 8% of their salary. Third, the characteristics of old-age insurance, first, by the state legislation, mandatory, enterprise units and individuals must participate in, meet the conditions of old-age pensioners, can be to the social insurance department to receive pensions. Second, the source of pension insurance costs, generally by the State, units and individuals tripartite or units and individuals both *** with the burden, and to achieve a wide range of social mutual aid. Thirdly, old-age insurance is social in nature and has a great impact, with a large number of beneficiaries and a long period of time, and huge expenses. It is therefore necessary to set up specialized institutions and to implement modern, professional and socialized unified planning and management. The establishment of an old-age insurance system is conducive to the replacement of the old with the new and the rationalization of the employment structure; it provides basic livelihood protection for the elderly and gives them a sense of security in their old age, which is an important measure for coping with the ageing of the population and is conducive to social stability; and it can motivate young people to strive for progress, raise their wages and provide security for their post-retirement life, which is conducive to the promotion of economic development from a sideways perspective. The pension problem is not only a social problem, but also a global problem, which has a bearing on the economic and civilized development of a country or society, and requires us to pay sufficient attention to it. Because of the wide scope of the implementation of old-age insurance, the long period of time during which the insured enjoy their benefits, and the huge scale of income and expenditure on expenses, it is necessary for the Government to set up a specialized agency to unify the legislation, rules, management and organization of the implementation of the scheme throughout the whole society. According to the provisions of the law can be known, the insured person in the legal retirement age one month before the submission of retirement application information, by the social security agency on the information provided by the insured person for examination and approval on the next month will be able to pay pensions.

The People's Republic of China *** and the State Social Insurance Law, Article 10 Employees should participate in basic pension insurance, by the employer and the employee *** with the payment of basic pension insurance premiums. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing organizations, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council. Article 16 of the Social Insurance Law of the People's Republic of China Article 16 Individuals who have participated in basic old-age insurance and who have accumulated 15 years of contributions by the time they reach the statutory retirement age shall receive a basic old-age pension on a monthly basis. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and enjoy the corresponding pension insurance treatment in accordance with the provisions of the State Council.