2022 Nanjing social security payment base standard

From 65438+1 October1to 65438+February 3 1 in 2022, the minimum wage base of the basic old-age insurance for employees in the whole province is 4250 yuan, and the upper limit of the wage base is temporarily implemented at 2 182 1 yuan.

Social endowment insurance is a kind of social insurance system established by our government according to certain laws and regulations to solve the problem that workers reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances.

According to the decision-making arrangements of the CPC Central Committee and the State Council, from June 5438+ 10, 2022, the national pension insurance will be co-ordinated.

Basic definition

Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or retire from their jobs because of old age. The purpose is to ensure the basic needs of the elderly through social insurance and provide them with a stable and reliable source of life.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.

At the same time, the insured can only meet the following two conditions: (1) meeting the retirement conditions stipulated by the state and handling relevant procedures; According to the provisions of the basic old-age insurance premium accumulated payment period of 15, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

The basic old-age insurance premium is paid by enterprises and insured persons according to different payment ratios. Take Beijing's pension insurance payment ratio as an example: enterprises pay 20% of their total payment base every month, and employees pay 8% of their wages. Among them, individual industrial and commercial households and urban flexible employees pay the basic old-age insurance premium at the rate of 20% of the average monthly salary of employees in the previous year, of which 8% is included in personal accounts.