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How much does medical insurance pay?

How much is medical insurance a year?

Not necessarily, because different types of medical insurance will lead to different premiums.

1. Urban employee medical insurance: Everyone's payment base is different, and the premiums to be paid are also different. The annual fee is about 3000-5000 yuan;

2. Medical insurance for urban and rural residents: This kind of insurance has 12 grades. You can choose the payment grade according to your actual situation. The higher the grade, the higher the premium to be paid. The lowest 200 yuan, the highest 4000 yuan.

3. The new rural cooperative medical system: Everyone pays the same insurance, which needs to be paid to 320 yuan this year.

Different regions will have different laws and regulations on paying medical insurance, so everyone needs to pay different fees when paying premiums, which can be based on the local actual situation.

What is the contribution rate of medical insurance?

The medical insurance expenses in social security are jointly paid by the employer and the individual, of which the employer pays 20%, and all the expenses paid are included in the overall account, and the individual pays 8%, and all the expenses paid are included in the personal account.

Personal accounts are different from overall accounts, and they bear different responsibilities for paying medical expenses. The money in personal account is mainly used to pay for general outpatient service. Everyone who goes to a designated hospital to see a doctor and buys medicine at a drugstore can settle the account with the money in his personal account.

The money in the overall account is mainly used to pay for some chronic diseases and hospitalization expenses. The overall account has deductible and maximum limit.