First-tier cities or third-and fourth-tier cities? Going back to China to buy a house will help you!

Beijing 1㎡= hometown 10㎡, and returning home has become a retreat for drifting north. As the saying goes, a bed in a big city is not as good as a suite in my hometown. The Spring Festival has passed, and more and more people are returning home to buy their own homes. Everyone who goes home to buy a house has his own story. Are you in these stories?

Name: Xiao Li

Age: 26 years old

Occupation: planning

A ticket, a care, embodies the expectations of thousands of parents in Qian Qian for their children to go home. However, getting married in a first-tier city is not easy.

On New Year's Day, Xiao Li stood at the exit with a suitcase and a backpack, waiting for her parents to pick her up. Choosing this time to go home is not only a satisfactory summary of my 20 16 years of work, but also a deep attachment to my hometown. Just a month ago, she formally submitted her resignation letter to the company.

At this time, the station is crowded and noisy. Xiao Li, who was spoiled by her parents since childhood, has never experienced the basement described in TV dramas or news, nor has she experienced three meals. Going to Beijing is to feel the working mode of the most cutting-edge company in this industry and complete the advertising dream with my lover. Xiao Li never wanted to settle in Beijing. High housing prices and difficult hukou are all problems that she can't easily face at this age.

So, what are the precautions for returning to China?

Raiders 1: In-depth understanding of local housing policies

Generally speaking, returning home buyers have not lived in their hometown for a long time, so they can't fully understand the local housing policies, including loan policies. Therefore, before buying a house, they must first understand the purchase and loan policies. Only by understanding these can we make a reasonable plan for buying a house. You should plan what kind of house you need and how big you want to buy.

Raiders 2: acquaintances should be familiar with the "road"

Home buyers usually encounter some so-called acquaintances to introduce, reduce prices and buy in. Many people also think that it is cheaper for acquaintances to sell houses, and there are better apartment floors for them to choose from, thinking that they can find them cheaply.

But the guide to buying a house must remind everyone that acquaintances should be more cautious when buying a house. It's not that you shouldn't buy a house from an acquaintance, but that buying a house is very troublesome. Don't hand over all the formalities of buying a house to "acquaintances", let alone be led by the nose. Acquaintances should be more familiar with the "road". The "road" here is not to know the way home, but to understand the "routine" of selling houses.

Raiders 3: understand the process and prepare materials.

Before you are ready to buy a house, you should first understand the general process of buying and selling a house, and have a general common sense understanding of the whole process to avoid some relatively low-level mistakes in the process of buying a house, such as not making an agreement on some special matters or not making an agreement clearly.

At the same time, due to the hurry to return home, it is recommended to know the materials needed for local house purchase in advance, and then go to buy a house when you are ready to avoid running at both ends and wasting time.

Raiders 4: Choose a house by "comparative method"

Although the guide to buying a house has given you all kinds of knowledge about how to choose a room type and a floor, it is not so easy to become a master of buying a house in a short time if you haven't seen it before.

But there is one method that can be used, and that is "comparative method". As the saying goes, "I don't know, I'm afraid." Look at several units, walk a few buildings, and feel for yourself, and you will also form a judgment in your heart. Specifically, it is suggested that buyers should have a reasonable range of choices and make more comparisons before making a decision.

Raiders 5: use the provident fund as much as possible.

At present, the national provident fund loan policy is the biggest help for many buyers to buy a house. So when buying a house, you must find out whether your provident fund can be transferred to your own place, or whether you can use the provident fund loan of your work unit.

In particular, I want to remind everyone that if you want to save money, don't be afraid of trouble. Many people think that provident fund loans are too troublesome, and it is likely that there are still many things to deal with this year. If you ask me, buying a house itself is very troublesome. If you don't like a house, buy it, and finally it's more troublesome to change rooms. So you can save, you can't buy food and toys. If you can save the mortgage, it will be a lot of money.

Raiders 6: check the five certificates in the new house and the original ones in the second house.

(The above answers were published on 20 17-02-09. Please refer to the actual situation for the current purchase policy. )

For more real estate information, policy interpretation and expert interpretation, click to view.