What do you need to know to buy a house in Greece?

Buying a house is a complicated matter.

The Greek real estate market has been regarded as one of the European real estate markets worth investing by many non-EU investors, including China.

The difference between Greek real estate and domestic real estate

Apart from the difference in property rights, what is the difference between domestic real estate and Greek real estate?

1, Greek real estate area refers to indoor area (excluding balcony area), and domestic real estate area refers to construction area.

2. The floor of Greek real estate is calculated from the 0 th floor, which is equivalent to 1 floor of domestic real estate.

3. Most bedrooms and living rooms in Greek properties have large balconies, while China generally has only one balcony.

4. The orientation of Greek real estate is generally facing the sea with the back of the mountain, which is different from that of China.

5. Greek real estate is finely decorated, and domestic real estate is generally a rough house.

6. The necessary facilities such as education, medical care and residence in Greek real estate are relatively sound, and there is no so-called school district. Domestic real estate education and medical care are unevenly distributed.

7. Several buildings in Greek real estate are equivalent to a residential area, while each residential area in China consists of dozens of buildings.

8. Greek real estate generally does not exceed 7 floors, and domestic real estate generally exceeds 10 to 30 floors.

9. There is no restriction on the purchase of Greek real estate.

Greek property taxes and fees

When buying a house in Greece, the whole trade fair will be accompanied by a lawyer, and all levels will be checked. Buying a house requires paying taxes, and the contract clearly States that there will be no director or intermediary to temporarily change the price.

wealth tax

During the normal transfer period, if the house is before June 65438+1 October1in 2006, you have to pay 3.09% of the total house price, and the next 24% is every transfer. After you buy a property, you must register with the government through an accountant and pay the house holding tax. Within three years from 2020 1, the preferential property tax policy will be unified to 3.09! So investors who are interested in buying a house must seize this opportunity!

Holding fee

Property fee: depending on the area, it is generally 20- 100 euros per month, and then multiplied by 12 is the annual fee. Whether you can't live, you have to pay these two fees. If you rent, your rent includes these taxes, which means that you have paid the above two fees as the landlord. Personal income tax should be paid on rental income, because the rent is low and there is basically no need to pay any tax. But when it comes to so many taxes, everyone will face a problem, so everyone in Greece has to hire an accountant, and the accounting fee is different, 400- 1000 euros a year, depending on how much tax you have to declare.

Lawyer's fee: the lawyer's fee for house transfer is 65438+ 0.24% of the house price, no matter whether you buy a house from an individual or a developer.

Notarial fee: 65438+ 0.24% of the total house price, and this is the same, whether you buy a house by an individual or a developer.

Together, the total cost of a property transfer is about 6% of the total house price. If the property is purchased through a housing agency, there will be a 2% housing agency fee, which is the total cost.

If you buy a house in the hands of a developer, there will be no 2% agency fee.