What does company social security mean?

What does company social security mean?

Social insurance refers to a non-profit social security system with the function of income redistribution. It is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security.

The Labor Contract Law requires regular units to provide employees with five insurances (old-age medical insurance, unemployment insurance and industrial injury insurance).

Old-age pension and medical insurance can be paid by yourself, without the unit ... until you pay enough retirement age, you can apply for retirement pension and medical insurance benefits.

Specifically, you Baidu.

What's the difference between personal social security and unit social security?

If all of them are paid by individuals, it is expected to pay 30% of the base.

If the company pays social security, it is estimated that the individual will pay 1 1.5%.

Basic old-age insurance: 20% for units and 8% for individuals.

Basic medical care: 6% for units and 2% for individuals.

Serious illness: 0.5% of salary, paid by individuals.

Unemployment insurance: 2% for the employer and 0/%for the individual.

Industrial injury insurance: 0.4%-2.4% (depending on the industry), and individuals do not need to pay.

Maternity insurance: 0.8%. Personal refusal to pay

(A) the basic old-age insurance

The basic old-age insurance refers to the basic old-age insurance system in which the social insurance administrative department is responsible for the organization and management according to law, the employer and the individual workers (hereinafter referred to as "employees or individuals") share the obligation to pay the old-age insurance premium, and employees enjoy the old-age insurance benefits according to law after retirement. The basic old-age insurance is based on the principle of ensuring the basic livelihood of retirees, and combines social pooling with individual accounts.

1, the payment base of endowment insurance shall be uniformly approved according to the average monthly salary of employees in the previous year.

2. If the average monthly salary of employees in the previous year is lower than the lower limit of the current payment base of this Municipality, the basic old-age insurance premium shall be paid according to the lower limit of the current payment base of this Municipality. If the average monthly salary of employees in the previous year exceeded 300% of the average monthly salary of employees in this city in the previous year, the endowment insurance shall be paid according to 300% of the average monthly salary of employees in this city in the previous year. After unemployment, those who are newly employed or re-employed, demobilized, and veterans, will be transferred to enterprises by organs or other enterprises and institutions, and it will take time to pay the basic old-age insurance premium. The salary for the first month of working in the enterprise will be the monthly payment salary base of the current year. From the second year onwards, the monthly average salary of my actual salary in the previous year will be used as the base of payment salary.

3. The contribution ratio of endowment insurance is: 20% for employers and 8% for employees.

(2) Basic medical insurance

The basic medical insurance is an insurance system formulated to ensure that employees and retirees get basic medical care and enjoy medical insurance benefits when they are sick, according to the relevant provisions of the state and the actual situation of insurance co-ordination areas.

1, the basic medical insurance premium is shared by the employer and individual employees, * * * paid jointly, and the principle of overall planning at the city and county levels.

2, the basic medical insurance fund to implement the principle of combining social pooling and individual accounts, according to the policy requirements.

3. The basic medical insurance payment ratio is generally 6% for employers and 2% for employees.

4. critical illness insurance: In order to raise the upper limit of medical insurance payment when employees encounter major diseases, most medical insurance co-ordination areas have also introduced the critical illness insurance, which is generally paid annually.

(3) Unemployment insurance

Unemployment insurance is an insurance system that guarantees the basic livelihood of unemployed people during unemployment and promotes their re-employment. The unemployment insurance fund consists of the following items:

1, unemployment insurance premium paid by the employer;

2. Unemployment insurance premiums paid by individual employees;

3. Interest of the unemployment insurance fund;

4. Unemployment insurance premium late fee;

5. Financial subsidies;

6, other funds into the unemployment insurance fund according to law.

Employers and individual employees shall pay unemployment insurance premiums in full monthly, and the unemployment insurance premiums that individual employees should pay shall be withheld and remitted by employers. The unemployment insurance payment ratio is: 2% for the employer and 0/%for the employee/kloc.

(4) Industrial injury insurance

Work-related injury insurance is an insurance system to ensure that employees who suffer from accidents or occupational diseases receive medical treatment and economic compensation, promote work-related injury prevention and vocational rehabilitation, and disperse the risk of work-related injuries of employers.

1, the collection of work-related injury insurance premiums shall be carried out in accordance with the relevant provisions on the collection of social insurance premiums in the insured areas.

2 work-related injury insurance payment base is generally determined according to the employee pension insurance payment base, and the floating rate is implemented. For example, in Nanchang, the employer is 0.4%-2.4%(** level 6), and employees do not pay fees.

(5) Maternity insurance

Maternity insurance is an insurance system formulated in accordance with relevant laws and regulations, combined with the actual situation of insurance co-ordination areas, to ensure that employees of enterprises get necessary economic compensation and medical security during maternity.

1. Maternity insurance premium is paid by the employer, and employees do not pay maternity insurance premium.

2. The payment ratio of maternity insurance shall be implemented according to the standards set by the social insurance collection agency in the insured place. For example, in Nanchang, the employer is 0.8%, and employees do not pay fees.

If it is all paid by individuals, ... >>

What is social security?

Social Security For employees, social security refers to "five insurances and one gold", specifically: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance; One gold: housing accumulation fund.

"Housing accumulation fund": the specific units and individuals each bear 50% of the proportion, calculated according to the average annual salary of individuals. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively. Therefore, paying the housing provident fund is very cost-effective for employees!

In terms of "five risks", according to the wages of employees, the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit undertakes 1%, and individual undertakes1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

Due social security: Social insurance mainly includes endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

1 Social security is a * * * behavior.

Social security is universal security.

Social security is life-long security.

Social security is subsidized

The amount of social security pension is rising.

Beijing's social security guarantees Beijing's living standard.

endowment insurance

Endowment insurance is a social insurance system in which workers get certain economic compensation, material help and services from society after reaching the legal retirement age.

State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management must participate in the basic old-age insurance.

The contribution rate of new insured units (referring to various enterprises) is 10%, and the individual contribution rate is 8%. Individual industrial and commercial households and their employees, flexible employees and other personnel who are insured in the form of individuals have different rates according to the payment period. Individual workers who participate in the basic old-age insurance, the payment base can be high or low within the prescribed scope, and more contributions will benefit more. To receive a monthly pension, employees must reach the statutory retirement age and have gone through retirement procedures; Units and individuals have participated in the old-age insurance according to law and fulfilled the obligation to pay the old-age insurance; Personal payment must be at least 15 years.

At present, the legal retirement age of enterprise employees in China is: male employees are 60 years old; Female cadres engaged in management and scientific research are 55 years old and female employees are 50 years old. Basic pension consists of basic pension and personal account pension. If the employee reaches the legal retirement age and the individual contribution has reached 15 years, the monthly standard of basic pension is 20% of the average monthly salary of employees in the province (autonomous region or municipality directly under the Central Government) or city (prefecture) in the previous year. Personal account pension is paid by personal account fund, and the monthly payment standard is divided by 120 according to the amount stored in my account. After the individual account fund is used up, it will be paid by the social pooling fund.

medical insurance

The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees.

All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees must participate in the basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts. The basic medical insurance premium consists of the employer and the employee's personal account. The basic medical insurance premium is paid by both the employer and the employee, of which the employer pays 6% and the individual pays 2%. Part of the medical insurance premium paid by the employer is used to establish a social pooling fund for basic medical insurance, which is mainly used to pay for hospitalization, outpatient service for special chronic diseases, rescue and first aid expenses of insured employees. Medical expenses that meet the requirements above the minimum threshold of basic medical insurance and below the maximum payment limit, among which individuals should also bear a certain proportion of expenses according to regulations. Personal account funds are mainly used to pay the expenses of the insured for medical treatment and drug purchase in designated medical institutions and retail pharmacies. The part of the personal account that is exhausted or insufficient is paid by the insured in cash, and the personal account can be carried forward and inherited according to law. Insured employees are hospitalized due to illness, first pay the hospitalization deductible line, and then enter the overall fund and individual employee payment period.

Units and individuals participating in basic medical insurance must participate in large medical insurance at the same time, and pay the basic medical insurance premium in full and on time as required ..... >>

What is social security as a whole?

It means that part of the money paid in social security goes into the social insurance account, which is paid to everyone by the state as a co-ordination fund to realize the adjustment between the rich and the poor.

What does social security record mean?

One is the employment of enterprises. Buy insurance for employees. Register the insurance situation.

Another situation is that enterprises can apply for benefits and need to register social insurance in advance. For example, after an enterprise terminates its labor relations, it will inevitably lead to unemployment, so it is necessary to register unemployment insurance with social insurance first.

What's the difference between personal social security and company social security?

Individuals only have pension and medical care at most (some places can allow childbearing), and medical care should be paid according to personal wishes. However, medical care cannot be paid separately (except for individuals who have paid pensions for more than 15 years), and medical care can only be paid on the basis of paying pensions. Only local household registration personnel are allowed to pay fees (individuals can pay fees at the insured place for more than 10 years).

Unit contributions, including pension, medical care, maternity, work injury and unemployment.

The amount paid by the unit to the individual is relatively small (most of it is borne by the unit). The total amount paid by individual mode is much larger than the personal part deducted by unit payment.

For example, Hangzhou:

The minimum personal payment is 785 yuan per month (pension and medical care), which is 80% of the average wage base in the province. There are almost no personal accounts for medical treatment.

The minimum base of the unit model is more than one month in 800 yuan (more than 200 points for individuals and less than 600 yuan), and more than 60% of the average wage base in 200 yuan is deducted, which is a personal pension account and a medical personal account. In addition, the resident account also needs to bear the unemployment benefit of 1% base.

The medical treatment of the two is the same.

What does it mean for social security to enter the financial account?

Hyqnkohvaa077131650 social security fee is a part of L 1 borne by the company, and a part of Y E bears a part of Z 8. When the Social Security Bureau collects money, it borrows: management fee loan: when a person D pays wages in the bank, it is deducted when an employee H pays wages. Payable to employees: management fee-social security fee withheld, bank deposit (deducting social security fee actually paid).

What does it mean for a company to buy social security? Are there any benefits?

If you buy the same salary as you don't buy it, of course you buy it. Although it costs some money, it is also a guarantee for the future. But if you are not registered, and you are not going to stay in this place for a while, and you will leave in three or two months, then consider it another time.

How do enterprises handle social security for employees

1. When new employees apply for social insurance, they should submit corresponding social insurance forms (which can be downloaded from the Internet), such as personnel increase table and detailed list. The social insurance premium that should be paid must be calculated. Pension, unemployment, work injury, maternity insurance and medical insurance are handled separately, so medical insurance must be handled first.

2. There are differences between the documents brought by local employees and foreign employees. To put it simply, local employees need identity documents, and foreign employees also need the home page and their own pages. There are differences between those who have participated in social security and those who have not, and those who have participated in pension transfer forms and medical manuals. (Freshmen are definitely not insured, but job-hopping may not be. )

3. The Social Security Bureau is responsible for handling pension, unemployment, work injury, maternity and medical insurance.

I suggest you go to the local social security bureau to get the guide, which will clearly tell you what documents and forms you need. Maybe every place is different, or check it on the website of the Labor and Social Security Bureau.

The above is a reply taking Beijing as an example.

Employees working in different places apply for social security.

There are two ways: first, according to the proportion of local wage standards, it is converted into wages and sent to employees (which should be clearly defined in the labor contract, preferably approved by the social security department of the local labor department), and accepted by employees at the local personal mobile window. The second is to sign a social security agency contract with the local personnel agency company, and the personnel agency company will pay social security for these employees.

The company pays social security to employees, how to pay it!

1, you can give it to some people, but what about others? Beware of others suing your company! If no one sues you, no one will investigate you. If someone sues you, someone will punish you. You might as well buy it all. You have to buy social security to apply for a residence permit.

2. Is it up to you? Look at the first one and see what you think of this seriousness.

3. It's related to salary. If you can afford it, buy it according to the actual monthly salary of employees, otherwise buy it according to the minimum standard. Shenzhen now 1320 yuan.

4. Don't take this as a standard.

Personally, I suggest you look at the content of the social security website, which contains one hundred questions and answers. You can study it or call 96888 for consultation.