How to deal with the employee's medical insurance payment after it is paid off?

1. After employees join the new company, the new company will replace employees to apply for social security renewal;

2. If there is no new company, the parties can pay social security as flexible employees and need to go to the social security bureau where the household registration is located to handle the transfer of social security relations.

If the social security continues to be paid after the break-off, it will not have much impact on the parties. If the parties continue to pay for a certain number of years, they can still enjoy the corresponding social security benefits such as medical insurance. And some social security, such as endowment insurance, will still be calculated cumulatively.

The impact of medical insurance interruption is:

1. You can't enjoy medical insurance benefits from next month after the medical insurance is broken, and you can only use the balance in the medical insurance card;

2. If the diplomatic relations have been broken for more than 3 months, the payment period will be recalculated;

3. The annual basic medical insurance fund payment of medical insurance is related to the continuous participation time, and the interruption affects the payment amount of the basic medical insurance pooling fund.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC).

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Article 32

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.