Jiangxi Farmers and Merchants to use social security card for loans

Lenders don't just look at the social security card provided by the lender but also consider whether there are any problems with the lender's ability to get a loan and whether they meet the requirements. When a lender is granting a loan, the borrower can't prove his or her ability to repay the loan by only providing a social security card. But what can prove their repayment ability is in terms of income and property. Therefore, if the borrower wants to apply for a loan, not only to have a social security card but also have a unit issued by the proof of work, proof of income, personal identity card, bank current and other materials, to provide the lending institution with the above materials and through the audit, in order to apply for a loan.

With the social security card to meet the other conditions of the loan: 1, credit loans: if the borrower to apply for credit loans, then the borrower needs to have a stable more than six months, more than 3,000 yuan of income, and good credit. 2, the borrower to prepare their own proof of identity, proof of income, and the local People's Bank of China to print the credit report, to the local lending institutions to submit a loan application. When preparing the information, the borrower will provide the social security card together, which is conducive to successfully obtaining the loan as well as increasing the loan amount. Mortgage: If the borrower is applying for a mortgage, he should have collateral as security and his credit is not very bad. The collateral has a mortgage qualification as well as mortgage terms and conditions, and the amount of the mortgage should be available. Similar to a credit loan, the borrower prepares his social security card, proof of identity, proof of income, and a credit report that the local People's Bank promises to print, and goes to the local lending institution to apply for the loan.