Retirement Policy for Non-Shenzhen Households in Shenzhen

1. The retirement age reaches the legal retirement age stipulated by the state;

2. The accumulated contribution period of enterprise employees' pension insurance reaches 15 years.

3. Non-Shenzhen households of Guangdong nationality whose last place of participation is in Shenzhen.

4, non-Shenzhen households of non-Guangdong nationality, whose basic pension insurance relationship is in Guangdong Province, whose actual contribution period in Guangdong Province has accumulated 10 years, and whose last place of participation before retirement is in Shenzhen; or Shenzhen is the last place where they have accumulated 10 years of contributions before retirement, and they have not paid contributions in their household domicile after paying contributions in Shenzhen.

That is to say, non-Shenzhen households of Guangdong nationality can retire in Shenzhen if they fulfill articles 1, 2 and 3 above, and non-Shenzhen households of non-Guangdong nationality can retire in Shenzhen if they fulfill articles 1, 2 and 4.

The "15 years of accumulated contributions" in the above conditions refers to the cumulative number of years of contributions in various places, i.e. the total number of years of contributions in Shenzhen and non-Shenzhen.

For non-Shenzhen residents of Guangdong nationality, you can retire in Shenzhen as long as your last place of participation is in Shenzhen.

But for non-Guangdong non-Shenzhen households, you need to be 50 years old for men and 40 years old for women to start participating in pension insurance for enterprise employees in Guangdong Province (including Shenzhen) before the age of 50 (no age restriction for those who participated in Guangdong before January 1, 2010), with a total of 10 years of contributions, and at the same time before retiring from the insurance in Shenzhen before retiring in Shenzhen to be able to retire. Or men aged 50 and women aged 40 who have paid contributions in Shenzhen for 10 years, and then have accumulated less than 10 years of contributions outside Guangdong Province (excluding the place of domicile), although the last place of contribution is not Shenzhen, are also retired in Shenzhen.

Employees (including non-shenzhen households) who apply for retirement in Shenzhen should have the following conditions at the same time:

1. Determine the place of receipt of old-age insurance benefits to be Shenzhen in accordance with the relevant provisions of the State and Guangdong Province.

2. Reaching the legal retirement age.

①normal retirement: male 60 years of age, female workers 50 years of age, female cadres 55 years of age, has not been insured as an employee of the female flexible employment of 55 years of age;

② early retirement due to illness or disability not due to work: male 50 years of age, female 45 years of age and so on.

3, the cumulative payment of basic pension insurance premiums for fifteen years (including the deemed contribution years and other provinces or other integrated areas of the province to transfer the contribution years).

Determining the place of entitlement is mainly divided into two cases of cross-provincial migrant workers

The so-called "cross-provincial migrant workers" refers to the cross-provincial workers who have been insured in a number of provinces, autonomous regions or municipalities directly under the Central Government.

For this kind of people's treatment place, follow the following principles:

(1) If the basic pension insurance relationship is in the place of domicile, then the place of domicile is the place of treatment.

(2) If the basic pension insurance relationship is not in the place of domicile and the person has accumulated 10 years of contributions in the place of the basic pension insurance relationship, the place of the basic pension insurance relationship is the place of entitlement.

(3) If the basic pension insurance relationship is not in the place of domicile, and the accumulated contribution period in the place of basic pension insurance relationship is less than 10 years, the place of entitlement shall be the place of the last contribution period of 10 years.

(4) If the basic pension insurance relationship is not in the place of household registration, and the accumulated contribution period in each place of insurance is less than 10 years, the place of household registration is the place of entitlement. Warm reminder The above provisions are applicable to the place of entitlement recognized by inter-provincial migrants, and the place of entitlement recognized by this method is based on the provincial level.

Confirmation of the place of entitlement in Guangdong Province

If the place of entitlement is determined to be Guangdong Province in accordance with the above provisions, the place of entitlement in Guangdong Province will be the last city or municipality in the province where the insured person participated in the insurance program. Note: If a man reaches the age of 50 and a woman reaches the age of 40 and joins the insurance for the first time in a place other than the place of domicile, the place of joining the insurance will set up a temporary old-age insurance relationship for him, and the place of entitlement to the basic old-age insurance relationship will unify and collect the temporary old-age insurance relationship when the conditions for receiving the entitlements are fulfilled. If there is only a temporary old-age insurance relationship, the place of domicile will be responsible for the collection and processing of benefits.

Legal basis:

Regulations on Social Pension Insurance of the Shenzhen Special Economic Zone

Article 19 The basic pension insurance benefits include the basic old-age pension, the invalidity allowance, the funeral grant and the pension.

Basic pension insurance benefits are paid from the basic pension insurance fund and shall not be repeated.

Article 20 A participant who also meets the following conditions may apply for a monthly basic pension in the city:

(1) Determine the place of receipt of the pension insurance benefits in accordance with the relevant provisions of the State and Guangdong Province as the city;

(2) Reach the legal retirement age;

(3) Pay the basic pension insurance premiums for a cumulative total of fifteen years.

Article 45 The pension insurance of persons from Hong Kong, Macao and Taiwan who are employed in this Municipality, or who are engaged in self-employed business operations in accordance with the law, or who are flexibly employed and who have applied for residence permits for Hong Kong, Macao and Taiwan residents, as well as the pension insurance of foreign nationals employed in this Municipality, shall be implemented in accordance with the relevant provisions of the State.

The pension insurance relationship of those who have left the country and settled before reaching the legal retirement age shall be implemented in accordance with the relevant state regulations.