Self-financing social security subsidy requirements

Older unemployed people who realize flexible employment and participate in insurance as flexible employment. Different regions may have different requirements for old age. In some areas, it is stipulated that flexible employment is 40 years old for women and 50 years old for men. At the same time, if they meet certain conditions, they can apply for subsidies. This is also the origin of the name 4050 social security subsidy, which refers to age; Some also require women to reach the age of 45 and men to reach the age of 55 to receive subsidies, subject to local regulations. Persons with employment difficulties who realize flexible employment and participate in insurance as flexible employment.

According to the national regulations, those who pay social security as flexible employees, women aged 40 and men aged 50, can receive 6,000 yuan of social security subsidies every year, and each person can receive three years, which is the so-called 4050 policy. Some places call it the 4555 policy. In other words, only when women reach the age of 45 and men reach the age of 55 can they receive subsidies.

I. Social security subsidy policy

There are two social security subsidy policies in 2022:

The first is the social security subsidy for flexible employees. For college graduates who have not been employed for two years after graduation and flexible employees who have no employment skills, they can receive social security subsidies for no more than three years, but there are special provisions. Those who have not retired for five years can receive a five-year subsidy. After the subsidy, only two-thirds of the social security fees need to be paid;

The second group is women over 40 and men over 50. If you are a vulnerable group competing for employment in the labor market, you can pay 60-80% less social security fees by paying social security through flexible employment.

Second, the new social security subsidy policy.

The latest new social security subsidy policy in 2022 refers to the 4050 social security subsidy of the two sessions in 2022. Refers to women over 40 years old and men over 50 years old with employment difficulties. If there is no social insurance guarantee, men and women who declare employment and pay social insurance premiums at their own expense can apply for national 4050 social security subsidies for three years, and for five years in special circumstances.

Third, pay the social security 4050 policy at your own expense.

4050 social security subsidy policy is a measure of our government to promote the employment of vulnerable groups. 4050 refers to laid-off and unemployed groups such as women over 40 and men over 50. All flexible employees who have no social insurance protection at this age can apply for the national 4050 social security subsidy. This subsidy is generally applied for three years, and the subsidy is applied until retirement (that is, the longest period is five years) and reaches retirement age. But a reminder: the 4050 policy in each region is different, some places are older and some places have more subsidies. For specific information about local policies, please call the Social Security Bureau at telephone number 12333 for consultation.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.