Can naked resignation ignore social security for the time being?

After naked resignation, social security can be temporarily ignored, but it is best to stop paying social security for no more than three months. Because once the social security is not paid for more than three months, it will take another six months to use the medical insurance normally. However, if the social security payment is stopped for less than three months, the medical insurance can generally be resumed in the next month after payment.

In addition, if social security stops for too long, it will also affect the amount of your pension. And now many cities have certain requirements for social security. Generally, foreign accounts are required to pay social security for a certain number of years before buying a house. So if social security is suspended for too long, they can't buy a house or settle down.

First, what is social security?

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Second, how to deal with post-employment social security

1, endowment insurance

Endowment insurance can be interrupted, and it doesn't matter if it is interrupted halfway. Finally, the accumulated years, but the more you pay, the more your pension will be. After resignation, the old-age insurance will be transferred to the new unit to continue to pay; If there is no new unit, you can leave it temporarily until you find a new unit.

If the economy permits, you may not be able to settle in a new unit in the short term. You can get paid as a freelancer first, and then transfer to a new unit after finding a new unit. If you are looking for a job in a foreign country, you can go through the insurance transfer procedures, print the transfer form in the old unit and hand it over to the new unit to continue.

2. Medical insurance

The treatment after resignation is basically the same as that of endowment insurance. The money in the personal account can continue to be used locally, but it cannot be transferred for the time being. The state has introduced relevant transfer measures, which can be implemented with reference. Women have to pay enough for 20 years and have sex with men for 25 years before they can enjoy lifelong retirement.

According to the national medical insurance regulations, social security will be invalid if it is broken for more than three months. After three months, you have to pay for it yourself. Moreover, you can no longer enjoy medical insurance benefits during the social security period. Once the payment is interrupted, the account will be frozen from the next month, and the money in the personal account will not be used.

3. Unemployment insurance

Only the unemployed registered in the street can apply for unemployment insurance (the files of workers' identity are placed in the street, and the files of cadres' identity are placed in talents or units) and go through the transfer procedures: you don't have to apply, just go to a new unit.

4. Work injury insurance and maternity insurance

Industrial injury insurance and maternity insurance have no personal accounts, and they were cancelled when they left the company.

legal ground

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.