The difference between new rural insurance and social security

The difference between new rural insurance and social security lies in:

1, the basic old-age insurance for urban workers is to protect urban employment groups; However, the new rural insurance guarantees rural residents;

2. The basic old-age insurance for urban workers is mandatory according to the provisions of national laws and regulations, and employers, employers and employees, including individual workers, must pay fees in accordance with the provisions; The new rural insurance emphasizes the principle of voluntariness, and farmers participate voluntarily, which is also guided by the government according to the actual situation in rural areas at this stage, rather than mandatory orders.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

What is the use of paying social security?

1, pension: accumulated payment 15 years, and you can enjoy the pension after retirement;

2. Medical care: continuous payment meets the local medical insurance reimbursement standards, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying medical insurance for a certain number of years;

3. Unemployment: continuous payment 1 year. If you leave your job due to company reasons or expiration of the contract, you can enjoy unemployment relief;

4. Work-related injuries: if a work-related injury occurs during the working hours of the enterprise, you can enjoy the corresponding work-related injury reimbursement treatment;

5. Childbirth: the continuous payment time meets the local time requirements, and the family planning can enjoy maternity reimbursement and maternity leave allowance.