The ratio of five insurances and one gold in Zibo

1. Five insurances and one gold refer to endowment insurance, unemployment insurance, work injury insurance, maternity insurance, medical insurance and housing accumulation fund. Among them, the payment ratio of various insurances in Zibo is as follows:

1, endowment insurance. According to the "Implementation Opinions on Improving the Basic Old-age Insurance System for Enterprise Employees in Shandong Province", the old-age insurance unit pays 20% of the social security payment base and the individual pays 8%.

2. Unemployment insurance. According to Article 7 of the Regulations on Unemployment Insurance in Shandong Province, the contribution rate of unemployment insurance units is 2% of the social security contribution base, and that of individuals is 8%.

3. Work injury insurance. According to the provisions of article seventh, the employer's initial payment rate shall be determined according to the industry benchmark rate. According to the collection and payment of work-related injury insurance premiums and the occurrence of work-related injuries in the previous year, the agency in the overall planning area can adjust the employer's contribution rate within the corresponding rate level of the industry. The rate is determined according to 0.5% for the first time, and the unit undertakes the payment obligation according to the social security payment base of all employees, and then adjusts the rate according to the actual situation. Ranging from 0.5% to 2%. Units pay, individuals do not pay.

4. Maternity insurance. According to Article 8 of the Measures for the Administration of Maternity Insurance for Enterprise Employees in Zibo, enterprises pay maternity insurance premiums monthly according to 0.7% of the total wages of employees in the previous year. Individuals do not pay.

5. Medical insurance. According to Article 3 of the Measures for the Municipal Overall Implementation of Medical Insurance for Urban Employees in Zibo and Article 3 of the Measures for Basic Medical Insurance for Urban Employees in Zibo, the payment base and proportion of basic medical insurance for employees. The total wages of the employees of the employer in the above years are the payment base, which is paid at the rate of 7%. Employees pay 2% of their total wages in the previous year as the base.

6. Housing accumulation fund. According to the Notice on Adjusting the Deposit Base and Deposit Ratio of 20 13 Housing Provident Fund, the deposit ratio of 20 13 Zibo Housing Provident Fund is 8%, that is, 8% for individuals and 8% for units; Other enterprises and institutions can increase the deposit ratio, but the maximum is not more than 12%, that is, individuals 12% and units12%; For newly established enterprise units with deposit relationship, the deposit ratio shall not be less than 5%, that is, 5% for individuals and 5% for units. The proportion of housing provident fund payment is adjusted every year.

Second, I want to know what the new policy you are referring to is. At present, China is in the stage of upgrading its industrial structure. In order to support the healthy development of enterprises, a series of preferential policies have been introduced, including those on social security. This preferential policy is mainly to slow down, waive and reduce the social security expenses of the unit, and the individual has not changed.

Third, to pay social security and provident fund, it is necessary to sign a labor contract with the unit and then hand it over to the unit for handling.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.