Is there accident insurance in social security?

There is no accident insurance in social security. Details are as follows:

1. Social security mainly includes five types of insurance, namely, endowment insurance, maternity insurance, medical insurance, industrial injury insurance and unemployment insurance. Accident insurance belongs to commercial insurance, which can directly and independently compensate the physical injury caused by external, sudden and unintentional objective events, and the insurance company pays the insurance compensation. Therefore, accident insurance is not included in the scope of social security;

2. The basic content of accident insurance is that the insured pays a certain amount of insurance premium to the insurer. If the insured suffers an accidental injury during the insurance period, and the accidental injury is a direct or proximate cause, resulting in the death, disability, medical expenses or temporary loss of working ability of the insured within a certain period from the date of the accidental injury, the insurer shall pay a certain amount of insurance money to the insured or its beneficiaries.

Legal basis: Article 74 of People's Republic of China (PRC) Social Insurance Law.

The social insurance agency shall obtain the data needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.