Why didn't you pay the pension insurance unit?

Because the part paid by the unit is included in the pension insurance as a whole, it is not included in the personal account, so it cannot be seen in the social security pension insurance system, and only the part paid by the individual can be queried. At present, China's old-age insurance model is a combination of social pooling and personal account, with the social pooling part implementing the pay-as-you-go system and the personal account part implementing the fund accumulation system. The social pooling fees paid by the insured and enterprises are not used for personal accumulation, but mainly for the payment of pensions for retired people.

1, calculation method of payment amount for purchasing endowment insurance

(1) enterprise payment = 20% of the total wages of enterprise employees; Individual contributions of employees = approved payment base ×8% (currently 8%).

(2) Payment amount of individual workers (including individual industrial and commercial households and freelancers) = approved payment base × 18%. For example, in April 2003, Hebei Province announced that the average social wage of the whole province in 2002 was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan (that is, the average social wage of the whole province of 747 yuan per month is 100%-300%). The minimum annual payment is 747×18 %×12 =1613.5 yuan, and the maximum is 2241×18 %×12.

2, the basic old-age insurance payment ratio

The ratio is divided into two categories: enterprise insurance and individual worker insurance:

(1) All kinds of enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual contribution base (it was 7% in 2003, increased by one percentage point two years later, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise.

(2) Laborers, including individual industrial and commercial households and freelancers, shall pay 18%, all of which shall be borne by themselves.

3. Determination of the payment base of endowment insurance.

The approved payment base is based on the average social wage of employees in Hebei Province last year (referred to as the provincial social wage).

(1) If the wage income of enterprise employees is lower than 60% of the social wage of the whole province, the payment base shall be approved at 60%; If it is higher than 60% of the provincial social wage, the payment base shall be approved according to the actual wage income, but it shall not be higher than 300% of the provincial social wage.

(2) Workers can independently determine the payment base within the range of more than 300% of the province's social wages.

There are two kinds of old-age insurance payment, and the specific payment methods are as follows:

1, unit payment: the payment amount of endowment insurance is related to the payment salary. Individuals need to pay 8%, and units need to pay 20%. Individual companies will automatically deduct 8% of their monthly salary, and then the unit finance will pay the endowment insurance for that month.

2. Personal payment:

(1) Flexible employees: Flexible employees can pay endowment insurance according to the payment level, and can pay endowment insurance through the national service platform.

(1) Log in to the service platform, click the city service, and click the social security;

② Then click "XX Social Security Payment";

(3) Select "pension payment for flexible employees";

(4) After confirming the ID number and deadline, click Next;

⑤ The system automatically calculates the payable expenses, including the payment of arrears;

⑥ Click to confirm payment.

(2) Rural individuals:

① Bring the original residence booklet and ID card to the village committee and fill in the registration form;

(2) the village committee staff audit, successful payment, reported to the township labor and social security office;

(3) Re-examination by township labor and social security offices;

(4) The county-level rural insurance center will file the data after the final audit is correct.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.