The latest policy of Chengdu social security to buy a house

1 The purchase restriction policy varies from person to person. Chengdu hukou or continuous payment of social security for 24 months can buy a house in Chengdu restricted area. 2. The loan policy can reach 70% for the first set and 70% for the second set 1 1 region. The loan interest rate of most banks is 10%- 20% for the first set and 20%-30% for the second set.

1. What is the new policy of buying houses in Chengdu?

If you buy a house in Xiyuan District, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District of Chengdu High-tech Zone, the buyer must have a household registration in the restricted area, or have a stable employment in the restricted area and have paid social insurance continuously for more than 24 months.

Residents registered in Nanyuan and Tianfu New District of Chengdu High-tech Zone, or those registered in other areas who have been stably employed in Nanyuan and Tianfu New District of Chengdu and have paid social insurance or personal income tax continuously for more than 1 year, have no housing with their own property rights in this area and are residents in 201610 [2010].

Adjust the minimum down payment ratio of housing provident fund loans, purchase the first set of housing or existing housing, and settle the balance of corresponding housing loans, with the minimum down payment ratio of 30%; If there is housing, but the balance of the corresponding housing loan has not been settled, the minimum down payment ratio is 40%. Provident fund loans will no longer be issued to paid workers' families who purchase third or above houses.

Second, what conditions do foreigners need to meet when buying a house in Chengdu?

1. Families need to provide tax payment certificates or social security payment policies for more than two years in Chengdu.

2. Have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status.

3, with a stable source of income and the ability to repay the loan principal and interest in full and on time.

4. Have a good credit record and willingness to repay.

5. Have the ability to pay the down payment of the purchased house.

3. What are the conditions for buying a house in Chengdu?

People outside the city who have purchased commercial housing or second-hand housing with a construction area of over 90 square meters in the administrative area of Chengdu and obtained the certificate of ownership of the housing and participated in social insurance 1 year or more in our city according to law can apply for registration of their own, spouses and minor children's accounts at the place where the housing is located. The time to buy commercial housing is based on the date when the contract is registered in the housing management department, and the time to buy second-hand housing is based on the date when the real estate sale and transfer are registered in the housing management department.

Through the above introduction, we can see that the new policy of buying houses in Chengdu stipulates that buying houses in Chengdu High-tech Zone is conditional. First of all, there must be a local household registration, and there are certain requirements for the employment situation and social insurance of the buyers. It is required that social insurance must be paid continuously for more than 24 months. In addition, the minimum down payment ratio for the first suite of Chengdu municipal government is 30%, and for the second suite, the down payment ratio is 40%.