Is it necessary to activate the social security card financial account?

There are three main reasons for activating the social security card financial account:

1. The financial account of the social security card can be used to receive benefits. At present, the pension benefits of retirees in many areas can be paid or uniformly distributed through the financial account of social security cards. If the fiscal account is not activated, it means that the fiscal account cannot be used to receive pensions. In addition, unemployment insurance and other benefits in many areas can also be paid through financial accounts. Therefore, activating financial accounts fully meets the needs of human resources and social security departments.

2. The social security card financial account is actually a bank card. After the user activates the social security card financial account, it is equivalent to an additional bank card. We can use the social security card financial account for deposit and withdrawal, transfer and consumption, which is very convenient to use.

3. The need for medical treatment. When using the social security card for medical treatment and medicine purchase, if the balance of the personal medical insurance account is insufficient or the individual needs to pay, the payment can be made through the social security card bank account.

The financial account of social security card is actually equivalent to a bank card. The account number of the financial account is printed on the card face of the social security card. If the cardholder wants to use the financial account, he must activate the account. The financial account of the social security card can be activated at the bank outlet of the social security card issuing bank. To activate the social security card financial account, just enter the initial password of the financial account, and then set a new 6-digit password according to the instructions of the bank staff.

Activation of social security card refers to modifying the financial function password of social security card. Passwords for the new social security card, financial function and social security function are set and managed respectively. Social security cards are opened in batches, that is, centralized cards are opened. As we all know, when opening cards in batches, the passwords set are uniform. Such a password is only a formal password and cannot protect the card. Therefore, the social security card is in the hands of the cardholder, and the cardholder needs to change the original password into his own password.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.