How to handle the basic old-age insurance for urban and rural residents

The basic old-age insurance for urban and rural residents shall be handled in the following ways:

1, 1-20 Every month, the applicant applies to the township social security office where the household registration is located;

2. After receiving the application materials, the Social Security Institute will examine them on the spot. Meet the conditions for insurance registration. Do not meet the conditions, return the information to the applicant and explain the reasons;

3. After the insured reaches the retirement age and pays the endowment insurance premium in full, he will go to the social security office of the place where he applies for the endowment insurance treatment qualification preliminary examination on June 5438+0-20;

4. Relevant materials of qualified personnel in the first trial of pension benefits of township social security offices shall be submitted to the residents' pension office of county social security bureau, and the residents' pension office shall conduct qualification review on June 5438+0-24;

5, the county social security bureau pays monthly pension insurance benefits for urban and rural residents.

Coverage is as follows:

Residents who have reached the age of 16, have not participated in the basic old-age insurance for urban workers and other old-age benefits stipulated by the state, and have household registration in our county, can participate in the social old-age insurance for urban and rural residents at their domicile.

The payment standard is as follows:

The annual payment standard is set to 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grades. The insured can choose a grade independently and pay more every year.

The payment term is as follows:

The insured under the age of 45 shall pay the annual fee to the age of 60, and the accumulated payment shall not be less than 15 years.

Insured persons over the age of 45 and under the age of 60 should pay annual fees, and can choose grades to pay back. The cumulative payment period to 60 years old shall not exceed 15 years.

The conditions for receiving the allowance are as follows:

1, with Linze county household registration;

2. At least 60 years old;

3, did not enjoy the basic old-age insurance for enterprises and institutions and other pension benefits stipulated by the state;

Urban and rural residents who meet the above three conditions can receive basic pensions on a monthly basis.

Legal basis: Article 11 of the Social Insurance Law of People's Republic of China (PRC).

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 13

Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government.

When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.