What effect does it have on individuals to buy medicine with medical insurance card?

To buy medicine with medical insurance card, personal influence is as follows:

1, resulting in a large loss of national medical insurance funds and national medical insurance expenses, which seriously deviated from the original intention of setting up medical insurance cards;

2. When you really need money to see a doctor, there is no money on the card, and the subsidy in the medical insurance card is meaningless;

3. Because it is illegal for pharmacies to sell non-drugs by credit card, it is impossible to issue formal invoices and receipts to consumers, and the purchase channels of some commodities are also unsupervised, so the product quality cannot be guaranteed. Once consumers buy defective products, it is very difficult to defend their rights.

The main functions of the medical insurance card are:

Social security function: Social security card is an integrated circuit card used in various business fields of social security. Electronic certificate is a city that handles various social security businesses, applies for various social insurance benefits and settles medical insurance. At present, the insured can see a doctor in a designated hospital with a social security card, and make real-time settlement when purchasing medicine in a designated pharmacy.

Financial function: The social security card has the function of UnionPay, which can be used as a bank card, and can be used for deposit and withdrawal and shopping by credit card.

Extended function: social security card is a large-capacity chip card, which reserves the expansion space. Next, it starts with social security business and gradually extends to the application of social public management affairs.

To sum up, every time I buy medicine with a medical insurance card, there will be relevant records. If you want to buy insurance in the future, you will decide whether to buy it according to the medical insurance purchase record, so buying medicine frequently will affect the subsequent purchase of commercial insurance.

Legal basis:

Article 88 of People's Republic of China (PRC) Social Insurance Law

Whoever defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and a fine of not less than two times but not more than five times the amount defrauded shall be imposed.