What are five insurances and one gold?

Five insurances and one gold refer to several kinds of security benefits granted to workers by employers. The five insurances specifically include: medical insurance, endowment insurance, unemployment insurance, work injury insurance and maternity insurance; One gold refers to: housing accumulation fund. 1, medical insurance is an insurance that compensates for medical expenses. The premium is shared by the company and the individual. In life, if we seek medical treatment due to illness or accident, we can get some insurance compensation for medical expenses according to regulations.

The purpose of endowment insurance is to provide us with a sense of security, and the premium is shared by the company and the individual. At present, it is stipulated that the cumulative period of payment of endowment insurance exceeds 15. After we meet the retirement conditions stipulated by the state and go through the formalities, we can receive the pension from the social security department every month to ensure the basic life after old age.

Unemployment insurance, as its name implies, is the insurance that guarantees our basic life after unemployment. The premium is shared by the company and the individual.

4. Work-related injury insurance refers to certain material compensation that we or our families can get when we are temporarily or permanently incapacitated or even die due to work-related injuries or accidents.

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5. Housing accumulation fund is the personal housing savings fund paid by companies, units and social organizations for their employees for housing consumption expenditure. The provident fund is jointly paid by the company and employees and stored in the employee's provident fund account.

6. Maternity insurance. When female workers have to suspend their work due to childbirth, the state and society need to provide maternity allowance, medical services and maternity leave according to regulations.

Legal basis: Article 7 of the Social Insurance Law.

The administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties. The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.