The difference between the three grades of five insurance and one gold

All risks is one of the five risks. Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. "Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, old-age insurance, medical insurance and unemployment insurance are all premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay them. It should be noted here that "five insurances and one gold" are legal.

Five insurances and one gold are generally divided into three grades according to an individual's household registration and identity.

The first file is the civil servant of the administrative unit; The second file is the local hukou (including local rural hukou) personnel; The third gear is foreigners.

Legal basis: Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.

Article 6 Units and individual employees shall pay the housing provident fund in accordance with the regulations.