You already have five insurances and one gold. Do you still need to buy critical illness insurance?

First of all, answer the subject's question: in the case of five insurances and one gold, if economic conditions permit, senior sister suggests that you take out another critical illness insurance.

Do you know that?/You know what? Five risks? That is, social security, which is commonly known as social security, can only provide you with the most basic protection; If you are unfortunate enough to have a serious disease (such as malignant tumor, etc.). ), then social security can't provide enough protection.

In view of the above situation, the following senior students will focus on the topic of using social security to buy critical illness insurance, and learn more about the relevant content with you.

Before that, if you have friends who don't know much about insurance knowledge, you may wish to click this article to find out: Super Complete! Everything you want to know about insurance is here.

Social security mainly includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, among which medical insurance is to reimburse people's medical expenses incurred in hospitalization in proportion.

However, the scope of reimbursement for medical insurance in social security is also limited. Only the medical expenses in the medical insurance catalogue can be reimbursed in proportion, and the medical expenses outside the medical insurance catalogue cannot be reimbursed.

Therefore, if it is only a daily ailment such as a cold and fever, social medical insurance can reduce some medical expenses; However, in the face of major diseases such as cancer, social medical insurance is still far from enough.

Seeing this, if you have any questions about social security and commercial insurance, you can poke this article to see: Do you still need to buy commercial insurance if you have social security? Can commercial insurance replace social security?

Compared with medical insurance in social security, critical illness insurance is very different.

Critical illness insurance is based on the health status of the insured. When the insured suffers from a serious illness as stipulated in the insurance contract, if the claim is satisfied, the insured can get the serious illness insurance money at one time. In addition to treating diseases, it can also make up for the loss of income caused during illness.

At the end of the article, for those who want to buy critical illness insurance, you may wish to compare and refer to this article: Top Ten Hot Critical Illness Insurance Inventory!

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