Wuhan second-hand house purchase conditions?

A, Wuhan second-hand house purchase conditions?

The conditions for purchasing a second-hand house in Wuhan:

1, Wuhan local household registration: no house and no loan in Wuhan, then you can buy two suites of houses in the restricted area, and if you own 1 set of houses in Wuhan (regardless of whether the loan is cleared or not), then you can buy another 1 set of houses in the restricted area.

2, non-Wuhan local household registration: should provide since the date of purchase of 2 years (including 2 years) continuously in Wuhan to pay social insurance or personal income tax certificate, and can only buy 1 set of housing.

Two, foreigners in Wuhan to buy a second-hand house need what conditions

Foreign households in Wuhan to buy a house in Wuhan, numerous conditions, specific can be summarized as follows: First, should meet the local qualifications for the purchase of housing. Second, there should be a local 2 years Third, to the bank loan to buy a house need to provide proof of income, a copy of the unit's business license stamped with a copy of the public

Many people themselves belong to the purchase restrictions on the crowd, so they would like to buy a house in the name of a relative, another person or a company, such as individuals or units qualified to buy a house. Although for example, to buy a house in the name of another person, if it is not an immediate family member, then later even if there is no transfer when it is also subject to the restriction of the purchase order, or can not be transferred; if it is between immediate family members, you need to transfer in accordance with the gift way, the cost is not low; if you buy a house in the name of the company, you can not apply for a home loan, can only be a one-time payment, in addition, such as the registration of the property rights of the house in the %, the transfer of an additional charge of the land VAT. Note: If the children have settled in Wuhan, parents can rely on their children in Wuhan after retirement, and parents can also buy a house in Wuhan after they turn into Wuhan household registration, and if you don't have a house in Wuhan, you can buy up to two sets.

General conditions for outsiders:

(1) Agree to use the purchased housing as collateral security.

(2) The age of the borrower plus the term of the loan is not more than 65 years old for men and 6 years old for women

(3) Have full capacity for civil behavior; have a permanent residence in China or a valid residence status.

(4) Must pay no less than the proportion of the first installment of the purchase price.

(5) Have a stable job to repay the principal and interest of the loan.

(6) Have signed a contract or agreement for the purchase of housing.

Legal basis

"Measures for the Administration of Individual Guaranteed Housing Loans"

Article 5 Borrowers must

1, have a permanent residence in urban areas or a valid residence status;

2, have a stable occupation and income, the ability to;

3, have signed a contract or an agreement for the purchase of housing;

three, there is a second-hand house in Wuhan if you buy another house in Wuhan what conditions are needed

can be used to mortgage. Why do you need to buy a house? A set is enough well, if you buy now, it is not necessarily a good time right ~ forget it, but it can be mortgaged. Just go and do the paperwork!

Four, Wuhan second-hand purchase limit

Calculate how much money your home renovation will cost in recent years the development of Wuhan is very good, the local economic level has been rising, willing to invest in Wuhan second-hand friends are also more, so many families will be puzzled Wuhan second-hand whether the limit of purchase? What problems do you need to pay attention to when you buy a second-hand house in Wuhan? First, is the second-hand house in Wuhan limited to purchase limited to purchase. Wuhan implemented a purchase restriction policy a long time ago, local people can only buy a maximum of two houses, and foreigners can only buy one house. And the requirements for outsiders to buy a house are very high, you must pay more than one year of social security in the local area, but also have to show proof of residence in Wuhan, outsiders in Wuhan for the purchase of a loan, a minimum of 50% down payment is required to do, if you can't afford the 50% down payment, there is no qualification to buy a house. Second, in Wuhan to buy second-hand houses need to pay attention to what problems 1, buyers and sellers to reach **** knowledge, be sure to sign the purchase contract, the purchase contract must clearly state the address of the house, the price, the standard of compensation for breach of contract, and so on. 2, be sure to look for reliable intermediaries to buy a house, it is best to clearly inform the intermediary staff of their own needs, the majority of intermediaries in Wuhan, the efficiency of the work of the intermediary company is very high, the intermediary Personnel will soon recommend the right house according to your needs. 3, to buy a house must focus on property rights, only 70 years of property rights of the house has appreciation space, and only 70 years of property rights of the house can handle the real estate license. Small property rights of the house must not buy, because the small property rights of the house is easy to property rights, the later processing is very troublesome. 4, focus on the location of the building, it is best to buy a house in the geographically prosperous area, because the more prosperous the location, the more convenient the living conditions. 5, the purchase of second-hand houses also have to focus on the issue of housing quality, you can find a professional third-party company to help detect the quality of the house must be problematic Do not buy. Input the area, get a free decoration quote