What are the major diseases of medical insurance?

1 malignant tumor-exclude some early malignant tumors.

2 Acute myocardial infarction

3 sequelae of stroke-permanent sexual dysfunction

4 major organ transplantation or hematopoietic stem cell transplantation-allogeneic transplantation.

Coronary artery bypass grafting (or coronary artery bypass grafting)-requires thoracotomy.

six

End-stage renal disease (or uremia stage of chronic renal failure)-dialysis treatment or kidney transplantation is needed.

Loss of more than 7 limbs-complete amputation

8. Acute or subacute severe hepatitis

nine

Benign brain tumor-requires craniotomy or radiotherapy.

10 decompensated period of chronic liver failure-excluding alcoholism or drug abuse.

1 1 encephalitis sequela or sequelae of meningitis-permanent sexual dysfunction.

12 deep coma-excluding alcoholism or drug abuse.

13 Deafness in both ears-permanent irreversibility Note: If the insurance company only undertakes the protection responsibility of the insured after a certain age, it must be indicated in the subtitle.

14 blindness-permanent irreversibility

Note: If the insurance company only undertakes the protection responsibility of the insured after a certain age, it must be indicated in the subtitle.

15 paralysis-permanent complete paralysis

16 heart valve surgery-requires thoracotomy

17

Severe Alzheimer's disease-total loss of independent living ability Note: If the insurance company only undertakes the guarantee responsibility of the insured before a certain age, it must be indicated in the subtitle.

18 severe brain injury-permanent sexual dysfunction

19 severe Parkinson's disease-total loss of independent living ability Note: If the insurance company only undertakes the guarantee responsibility of the insured before a certain age, it must be indicated in the subtitle.

20

Severe third degree burns-at least 20% of body surface area.

2 1 severe primary pulmonary hypertension with heart failure.

22. Severe motor neuron disease-complete loss of autonomous living ability

Note: If the insurance company only undertakes the protection responsibility of the insured before a certain age, it must be indicated in the subtitle.

Loss of language ability-complete loss and active treatment for at least 12 months.

Note: If the insurance company only undertakes the protection responsibility of the insured after a certain age, it must be indicated in the subtitle.

24 Severe aplastic anemia

Aortic surgery-requires thoracotomy or laparotomy.