Can I withdraw money after the social security payment has stopped?

You can take out the money from the social security payment, as follows:

1, reaching retirement age, failing to meet the condition of paying 15 years, and paying all the savings in personal account;

2. The insured dies for some reason;

3. The insured goes abroad to settle down;

4, after retirement, personal account balance;

5. If the rural household registration in other places can apply for returning the individual contributions of the old-age insurance after leaving office, the unit part cannot be returned, and other social security cannot be returned.

The consequences of social security suspension mainly include:

1, the impact of pension insurance benefits: the cumulative payment period of pension insurance must be more than 15 years, otherwise you will not enjoy pension benefits. Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa;

2. Impact of medical insurance treatment: If the social overall medical insurance cannot be added, there will be a waiting period of half a year after the interruption. Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, you need to recalculate the payment period and you can't enjoy the reimbursement treatment, instead of the so-called "void";

3. Influence of maternity insurance and industrial injury insurance: maternity insurance and industrial injury insurance cannot enjoy relevant treatment during the suspension of payment;

4. Impact of provident fund loan: If the provident fund loan has been approved and issued, it doesn't matter if you don't pay the provident fund, as long as you ensure that you repay the loan normally every month. If there is no loan, it will definitely not work. If the loan is not approved, it is still under review. If you don't pay it, you may not approve it.

To sum up, the suspension of social security will have an impact on personal social insurance benefits such as pension, medical care, maternity and work injury. Therefore, it is suggested that individuals should fully understand the relevant consequences and weigh the pros and cons before choosing to stop paying social security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 6

The state exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.