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How much does a flexible worker pay for social security in a year?
The monthly social security premium for a flexibly employed person is now $760. Now that pensions are going up every year, social security premiums feel like they're going up even more, and I almost feel like I can't take it anymore. But in order to get the money when I'm old, I have to pay even more. You can't rely on your children for your retirement, you still have to plan for it yourself when you're young, and a steady stream of paychecks in your old age is better than nothing. Flexible workers are those who are accused of working full-time, temporary and flexible jobs and are those who are waiting for flexible employment. - Flexibly employed persons make monthly contributions (individual monthly contribution = 20%) according to the Interim Pension Insurance for Flexibly Employed Persons 2021: the minimum monthly contribution is 691.4 yuan/month and the maximum is 3802.4 yuan/month. Life to obtain employment in the payment of social security, you can choose to pay 60% to 300% of the contribution level, different contribution level and payment of a fixed number of years, the pension taken is certainly different.
Generally speaking, if you pay social security according to the lowest contribution standard, such as the lowest contribution bracket and the shortest number of years of contribution, your pension after retirement will be about 800 to 1,000 yuan. As a flexibly employed person, if you have the conditions, you should try to raise the contribution level, for example, according to 100% of the contribution level, not too high, so that you can also get a higher pension.
If you pay 640 yuan a month in social security contributions, calculated according to the 20 percent social security contribution rate (this is only pension insurance contributions, excluding medical insurance), then the pension insurance contribution base is 3,200 yuan. Such a contribution base should be paid at 60% of the local average social wage. I'm not sure if you're a fan of the author's work.
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