Can I get a refund if I don't pay social security for 4 years

First, if you don't want to pay social security for four years, you can get a refund. You need to submit an application to the social security bureau, and you can get a refund after the application is passed. However, surrender must meet one of the following conditions. If it doesn't meet the requirements, you can't get a refund.

1. If you no longer live in China, and have gone through the formalities of settling abroad and your household registration has been cancelled, you can go to the local social security center to go through the formalities of social security surrender.

2. If the insured person has died for other reasons before reaching the legal age, and his account is cancelled, he can also go to the local social security center for social security surrender procedures.

3. If the insured reaches the statutory retirement age of less than 15 years, he can go through the formalities of social security surrender at the local social security center.

Second, how do individuals pay social security?

Generally, old-age insurance and basic medical insurance should be paid; It should be implemented in accordance with the method of freelancers participating in social insurance. Freelancers can only participate in endowment insurance and medical insurance. The payment of endowment insurance and medical insurance has specific provisions: endowment insurance: bring my ID card, unemployment certificate and two 1 inch photos to the business window of the local social security center. Medical insurance: after completing the formalities of endowment insurance, take the above materials and the well-run endowment insurance manual to the business window of the local medical insurance center. Just pay the fee normally according to the regulations!

Third, how do freelancers pay social security?

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension will be paid according to the method of calculating and paying the basic pension for enterprise employees.

2. In terms of medical insurance, freelancers and self-employed individuals can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance, 6% units and 2% individuals;

3 specific payment amount, according to the above measures, according to the average wage of local society and the proportion to be borne, after calculation.

legal ground

People's Republic of China (PRC) social insurance law

People's Republic of China (PRC) social insurance law

Article 87 Where social insurance agencies, medical institutions, pharmaceutical trading entities and other social insurance service institutions defraud social insurance fund expenditures by means of fraud or forgery of certification materials, the social insurance administrative department shall order them to return the defrauded social insurance money and impose a fine of more than 2 times but less than 5 times the amount defrauded; If it belongs to a social insurance service institution, the service agreement shall be terminated; If the directly responsible person in charge and other directly responsible personnel are qualified, their qualifications shall be revoked according to law.

Article 88 Anyone who defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and shall be fined at least two times but not more than five times the amount defrauded.