How to calculate individual social security contributions?

1. What is the social security contribution ratio of enterprises and individuals?

Social security includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, social security pension insurance, medical insurance and unemployment insurance are all borne by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises.

Pension insurance payment ratio: unit 14%, individual 8%.

Proportion of medical insurance payment: unit 7%, individual 2%.

Unemployment insurance payment ratio: 0.48% for the unit and 0.2% for the individual.

Work-related injury insurance payment ratio: the unit pays 0.20% for you every month, and you don't have to pay a penny yourself.

Maternity insurance payment ratio: the unit pays 0.85% for you every month, and you don't have to pay a penny yourself.

Second, the calculation method of individual social security contributions?

When employees pay social security, individuals need to pay pension insurance, medical insurance and unemployment insurance, while maternity insurance and work-related injury insurance do not need to participate in social security contributions.

Total individual social security contributions = individual social security base * individual social security proportion. The minimum social security base in Guangzhou is.

Total personal social security payment = endowment insurance 3 170 yuan *8%+ medical insurance 4,455 yuan *2%+ unemployment insurance 1895 yuan *0.2%= 346.49 yuan per month.

Note: The base and proportion of each person choosing to pay social security are different, and the final personal social security payment fee is also different. Individuals can calculate according to their own actual situation.