Delayed retirement after 80 years will not be affected.

Retirement will be extended from 20 18 as appropriate. From 20 18, the retirement age of male employees is delayed every 6 years 1 year, and that of female employees is delayed every 3 years 1 year. Until 2045, both men and women can retire at 65.

How to calculate the retirement salary?

Pension is generally calculated according to the sum of personal account pension, basic pension and other pension benefits. The calculation method of pension is related to the payment amount, total payment period, retirement age, regional average social wage and other factors. Individuals who participate in the basic old-age insurance according to law will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Benefits of delayed retirement

1. can solve the problem of social security fund gap, and the most direct reflection of extending retirement age is to pay more social security fund and receive less pension.

2.？ It can solve the problem of pension fund for future generations, because the pension received by the current retirees is actually part of the money paid by their younger generations.

3.？ You can make full use of human resources, because some positions, such as senior engineers, senior managers, doctors and so on. , can best reflect their working ability at this age (about 60 years old), and it is also the result of work experience and experience.

4.？ The extension of people's average life expectancy also requires the retirement age to be adjusted accordingly.

5.？ It meets the needs of a small number of people, such as civil servants and staff of on-the-job institutions. After all, these people have stable jobs and rich incomes. Once they retire, the income gap is very large.

Disadvantages of delayed retirement

Disadvantages of delaying retirement age

1.？ The problem of social security fund gap should not be based on sacrificing the interests of many ordinary people, but should find the direct reason. The state should pay when it is time to pay. After all, you have paid profits and taxes before.

2.？ There is a problem in the calculation of social security base, and less money will lead to uneven collection of pensions in the future.

3.？ It does not reflect the principle of more work and more pay. Pay more, get less, so that people's life expectancy will not increase every three years 1 year.

4.？ The extension of life span lacks scientific basis. Compared with the founding of New China (when science and conditions were backward), the average life expectancy of Chinese people has increased now, but it is impossible to increase it at the same time, and life expectancy is limited.

5.？ It is unfair between men and women. Women were discriminated against in the past, but now they are equal. Women also have the right to work. In a highly civilized society, men also enjoy corresponding rights. The average life expectancy of men is shorter than that of women. Now, the average life expectancy in our country is about 72 years old. How many years can I enjoy retirement?

6.？ The average life expectancy in China cannot be measured by the life expectancy of people in individual areas, that is, there is no universality.

7.？ The employment problem of young people is even greater. At present, young people are under great pressure to find jobs. If the old people don't leave, the opportunities for young people will be reduced.

8.？ It is even more difficult for the elderly to find employment. They need physical strength but have no physical strength, and their mental reaction is slow. There are almost no jobs suitable for this age group except those who sit in the office and write with pens, so it is inevitable to be laid off.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.